Sorry for panic folks. The information I got 1st was incorrect after
out of pocket of $3850 (which we get to fast,lol). It then drops to 5%
which is what I have been paying. The only difference is at the
beginning was in tier 2 and now in special tier( 25%) till donut hole.
Then 5% after max out of pocket. The ideal of 25% all year scared me.
Since we all know how expense it is.

Thanks everyone
Gwen


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