I can say that we were treated wonderfully by AutoOwners with our
dismasting experience on Corsair (Redwing 35, C&C 35-1). We originally
went with AutoOwners in 1996 when we purchased Corsair because no other
insurance company wanted to insure a 1970 hull. AutoOwners responded
quickly, the agent was easy to work with and after the quote for full
repair exceeded the agreed hull value they cut us a check and let us
know the boat was still ours to repair or dispose. We chose to
dispose. Our agreed to value payout was basically enough to buy our
newer C&C 35-3.
We insured our C&C 35-3 with Boat US since that was where she was
already insured. When our Redwing policy was up for renewal, our
insurance company contacted us and I told them I assumed they were done
with us. They said definitely not and we changed our policy for the C&C
35-3 over to AutoOwners.
There was no discussions with them over depreciation on the dismasting
quote. The would have covered everything up to the agreed to hull value.
AutoOwners has made me a convert. I have dealt with them for two house
claims and the dismasting and they have been easy to work with (two
different agents, one was my deceased Mother's house).
Neil Schiller
1983 C&C 35-3, #028, "Grace"
Whitehall, Michigan
WLYC
On 11/12/2019 4:55 PM, nausetbeach--- via CnC-List wrote:
For those who have relatively recently switched insurance
[particularly from BoatUS / Geico] to another, were you required to
get a new / recent survey as part of the process? Assuming the new
policy is Agreed Value, how was that value set?
It seems many have switched to Berkeley Rec Marine. Does anyone have
actual claims experience with Berkeley?
It does not appear from their website that Berkeley Marine requires a
survey.
I had a claim through Boat US back when it was CNA and the process was
as straight forward as one could wish, no issues whatsoever. Even
while repairs were underway additional damage was discovered - an
estimate for the additional damage was sent in and a check was on its
way.
Thanks,
Brian
*From:* CnC-List <cnc-list-boun...@cnc-list.com> *On Behalf Of *David
Risch via CnC-List
*Sent:* Tuesday, November 12, 2019 3:51 PM
*To:* cnc-list@cnc-list.com
*Cc:* David Risch <davidrisc...@msn.com>
*Subject:* Re: Stus-List Boat insurance...reimbursement vs. depreciated
As am I.
I too danced on their heads about this substantial change to coverage
WITHOUT notice.
Berkeley ticked my boxes…replacement and riders available for offshore
passages to Bermuda.
*From:* CnC-List <cnc-list-boun...@cnc-list.com
<mailto:cnc-list-boun...@cnc-list.com>> *On Behalf Of *Bruce Whitmore
via CnC-List
*Sent:* Tuesday, November 12, 2019 1:29 PM
*To:* cnc-list <cnc-list@cnc-list.com <mailto:cnc-list@cnc-list.com>>
*Cc:* Bruce Whitmore <bwhitm...@sbcglobal.net
<mailto:bwhitm...@sbcglobal.net>>
*Subject:* Re: Stus-List Boat insurance...reimbursement vs. depreciated
Unfortunately the changes and problems started when Boat U.S. in 2007,
and was exacerbated when coverage was transferred to GEICO (as opposed
to CNA which used to issue the policies).
I made a VERY STRONG argument to them about a 18 months ago when I
found out they had not pointed out the depreciation provision during
the quoting process.
This is clearly a violation of insurance ethics, as they have a DUTY
to point out the shortcomings in their policy.
If I got screwed by their depreciation rules, I would pursue an Errors
and Omissions / Bad Faith claim against them.
Yes, I am in the industry,
Bruce Whitmore
1994 C&C 37/40+
"Astralis"
(847) 404-5092 (mobile)
bwhitm...@sbcglobal.net <mailto:bwhitm...@sbcglobal.net>
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every one is greatly appreciated. If you want to support the list - use PayPal
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