Quoting ezgoing8 ([EMAIL PROTECTED]): > > Authorize.net would not fight the issue so we switched to Cybercash. Now > that Verisign owns Cybercash I don't know if they will fight the issue > either.
Authorize.net, Signio, and the like are processors, they just pass data between you and the credit card network. They are not involved in a charge back. The card company requests that the acquiring bank, the bank that issued you your merchant account, to retrieve funds from your account and return the funds to the issuing bank, the card holders bank, who credits the card holders account. If your bank won't dispute the charge back, and they probably won't for a non face to face transaction, you are SOL. Does more $$ show up on the bottom line by accepting credit cards than by not accepting credit cards? The credit card companies promote the fact that the card holder is not responsible for unauthorized charges. The card holders know this and that is why they will use a credit card on the Internet without thinking twice. The not so honest card holders know they can say they did not authorize the charge and presto, a credit occurs. John Capo IRBS Engineering, Inc.
