>>1. If there is going to be some sort of additional surcharge for using
the bank machine, and you need to prompt the user to answer YES or NO to
their submission of $2.00 for the convenience, then do so near the
beginning of the process.

Isn't half the point that you only get charged for withdrawing money?
You can check your balance for free and maybe perform some other tasks,
it is only at the point that you request to withdraw money that you are
told you will be charged for the privilege. Fortunately the UK market is
so competitive that only a tiny proportion of ATM's charge anyone so I
may be wrong (I have used only one Atm that charged in the last 5 odd
years)

>>2. Make them take back their card before you issue the money.  No
exceptions.

I believe that this already happens at all UK atm's.

James


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