from my personal study...

I had an issue recently where I deposited a Citibank check to a BoA a/ c via ATM.
The check was from my roommate who's been giving me checks for months.
The check showed in my account as pending and took 10 days to clear.
I eventually got a letter saying that the reason the check had a pending status was that they believed it was a 3rd party check. I thought that was BS and I was upset about it and when I questioned the bank they told me not to use the ATM for check deposit as if it took time to clear and caused any fees they would not refund them as it was my own fault not to use bank tellers!

Doesn't this defeat one of the main purposes for ATMs... out of hours banking?

__________________________
CatrĂ­ona Lohan-Conway
User Experience Architect
917 405 5127
[EMAIL PROTECTED]



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