> > Hey Neil, > > > > If you are working pro you should have insurance already, If > you are a home > > owner of renter with home insurance you should ask your agent. > I just get a > > certificate of insurance from my insurance agent each year and > give a copy > > of it to the rental house. > > > > Chip Louie > > Chip, I don't know what your Homeowners policy covers, but mine > (form HO-3) has a limit of $250. to cover "Damage to property of others > while in my care, custody or control". I don't see how that would help > that much. Have you actually asked your insurance agent? Ray Amos >
Hi Ray, We use State Farm Insurance for our home, car and genral liability insurance policies and our home owner's policy covers this kind of stuff. I called the my agent, told him what I wanted to do and he faxed me something called a certificate of insurance showing the policy number coverage amounts and period of coverage. I'm not a working pro and the useage was non-professional and not for profit or they would have made me buy some other kind of insurance to cover the rental gear. I don't recall how much coverage was provided by this but it was enough for the rental lenses I used to use (EF 300 2.8L and EF 400 2.8L), until I bought my own EF 300 2.8L. This means that the coverage must have been up to or in excess of $8,000 or so? This was just a few (I looked, YIKES! 3), years ago and I'm pretty sure it was a part of my home owner's policy. I don't think I paid anything extra for it though I'm pretty sure that they would SELL you a policy to cover such rental equipment if you wanted to give them more money! Regards, Chip Louie * **** ******* *********************************************************** * For list instructions, including unsubscribe, see: * http://www.a1.nl/phomepag/markerink/eos_list.htm ***********************************************************
