Hi coupers,
I'm not a Legal Eagle, but I do know this much.
If you happen to bang up your bird and the insurance company finds something 
you added to you plane that should have had a 337 even though it had nothing 
to do with the accident, it would and could cause your insurance to not to pay 
you off.
Many have made minor changes here and there on our aircraft without 337's.
Some of them would make the picky Fed grow hair on the palms of their hands.
It's obvious that most want to be safe and do the correct thing, within 
reason to be legal.
It's the very few who make a modification on their own that can cause trouble
that they're unaware of and take it upon themselves to break the law 
sometimes without knowing it too. In aviation the penalty can often death by 
our own 
stupidity. That's what field approvals are all about guys.
Let's realize that even a clip to hold the map to the yoke or an installation 
like the Garmin Gizmo thing or a mike switch on the yoke would or could 
require a 337 field approval.
If the feds had their way adding a good coat of wax to your plane would 
require a 337.
We must use good judgment. But at the same time let's be realistic and 
practical
about it. Ercoupe owners have a tech advantage to help each other out so as 
to avoid the supreme penalty.
 Prof. Ed



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