Ngeyel apa bung Chan ini cuman pengetahuan umum dan
kenyataan saja tdk ada yg perlu didiskusikan, kalau tdk tahu
dikasih tahu sekali ya cukup. Mau bukti ya gampang saja
kalau anda ke Indonesia minta saja dari teman atau saudara
dibukakan cek katakanlah dari BCA Rp 1 juta, terus pergi ke
BCA uangkan cek itu pasti bisa kalau ada dananya.
Dan anda sebagai moderator bung Chan tidakkah anda lihat
setiap kali posting selalu goblok2 lha apa perlu diladeni,
orang goblok2 ya dibales goblok juga apa lagi?????????
Sebaiknya anda jangan berat sebelah tetapi telusuri betul2
itu baru namanya moderator. Pahamkah anda dalam hal ini??????
On Tuesday, February 12, 2019, 7:33:37 PM PST, ChanCT
<sadar@...> <mailto:sadar@...> wrote:
Agar DISKUSI di GELORA45 bisa berlangsung sehat dan TIDAK
mengganggu banyak pembaca dengan eyel-eyelan ataupun saling
menggeloblok-goblokkan yg tidak ada gunanya itu,
perkenankanlah saya mengusulkan UTAMAKAN-lah ajukan
ARGUMENTASI atau berhenti ngeyel dan dengan jantan akui
kesalahan!
Bagi saya yg awam soal perbankan, ... jarang-jarang terima
chek apalagi giro, tapi yang saya tahu di HK, ... chek hanya
bisa masuk ke account bank kita dan baru bisa diuangkan
keesokan hari kerja, ... kecuali besaran duit di chek itu
tidak lebih dari simpanan duit kita dibank itu. Jadi, memang
yang saya tahu chek tidak bisa diganti duit langsung begitu
saja, bersyarat dan hanya di bank bersangkutan. Sedang di
bank berbeda harus masuk ke account kita dulu, ...
Nah, bagi Jonathan yag menyatakan sekarang chek bisa
diuitkan langsung, tanpa melalui clearing house dulu, ...
sebaiknya bisa buktikan dengan data, ...! TIDAK ngeyel terus.
Salam-diskusi,
ChanCT
Sunny ambon ilmesengero@... <mailto:ilmesengero@...>
[GELORA45] 於 13/2/2019 1:14 寫道:
*Mengatakan orang goblok, tolol adalah menghina!*
On Tue, Feb 12, 2019 at 6:09 PM 'nesare' nesare1@...
<mailto:nesare1@...> [GELORA45] <[email protected]
<mailto:[email protected]>> wrote:
Heran rajin sekali meme memean begini, sedangkan
argumennya gak ada!
bukan GOBLOK dan merasa sbg orang pinter?!
Nesare
*From:* [email protected]
<mailto:[email protected]>
<[email protected]
<mailto:[email protected]>>
*Sent:* Sunday, February 10, 2019 4:35 PM
*To:* [email protected]
<mailto:[email protected]>
*Subject:* RE: [GELORA45] Re: Eka Tjipta
---In [email protected]
<mailto:[email protected]>, <nesare1@...
<mailto:nesare1@...>> wrote :
GOBLOK GOBLOK dasar GOBLOK!!!!
Sudah dikasih referensi yg begitu sederhana masih kagak
ngerti!!!!
Kalau bukan GOBLOK apalagi????!!!!
Sekarang bilang:” Giro hanya melalui kliring, sedang
cek selain bisa kliring juga bisa diuangkan langsung di
bank yg mengeluarkan cek.”
Gimana caranya cek dibawa ke bank langsung dapet uang
kas?!!!
Pernah ente lakukan?
Ini skenarionya ane kasih 2 aja:
1. Ente bawa cek ente ke bank, lalu langsung dikasih
uang kas ya? Teller nya gak babibu langsung kasih
kas ya? Kenapa ente gak pergi ke ATM saja instead
of bawa cek utk diuangkan ke bank ente? Kalau ente
gak ada uang di bank ente, emangnya ente langsung
dikasih duit kas?
2. Ente bawa cek orang lain yg bayar utang sama ente
ke bank ente utk diuangkan. Ini langsung dikasih
uang kan menurut ente? Kenapa dikasih uang langsung
kalau pemilik cek gak ada uang? Banknya goblok ya?
Wong diskenario 1 saja kalau ente gak ada uang
dibank ente, ente gak akan bisa ambil uang. Ini
menurut ane yg gak pernah tahu cara kerja bank
dinegara ente loh. Moso segitu gobloknya orang2
bank dinegara ente? Terus gimana logikanya ada
orang yg check cashing itu ya? Ngapain orang2 bawa
cek sendiri ke perusahaan check cashing utk
menguangkan cek nya? Ini cek sendiri loh! Apalagi
ceknya milik orang lain!!!!!
GOBLOK dipelihara!!!!
Nesare
*From:* [email protected]
<mailto:[email protected]>
<[email protected]
<mailto:[email protected]>>
*Sent:* Thursday, February 7, 2019 2:50 PM
*To:* Yahoogroups <[email protected]
<mailto:[email protected]>>
*Subject:* Re: [GELORA45] Re: Eka Tjipta
Bung Djie, di Indonesia dibedakan antara Cek dan Giro.
Giro hanya melalui kliring, sedang cek selain bisa
kliring juga bisa diuangkan langsung di bank yg
mengeluarkan cek.
Pengusaha di Indonesia pada umumnya mengeluarkan giro
karena selain lebih aman juga tanggalnya bisa dimundurkan.
---In [email protected]
<mailto:[email protected]>, <djiekh@....
<mailto:djiekh@...>> wrote :
Movement of a check from the bank in which it was
deposited to the bank on which it was drawn, and the
movement of its face amount in the opposite direction.
This process (called 'clearing cycle') normally results
in a credit to the account at the bank of deposit, and
an equivalent debit to the account at the bank on which
it was drawn. Also called clearing.
Read more:
http://www.businessdictionary.com/definition/check-clearing.html
<https://en.wikipedia.org/wiki/File:CanadianChequeSamplePAR.png>
Cheque <https://en.wikipedia.org/wiki/Cheque> sample
for a fictional bank in Canada showing the MICR
encoding used during clearing to route the cheque to
the appropriate bank
*Cheque clearing* (or *check clearing* in American
English
<https://en.wikipedia.org/wiki/American_and_British_English_spelling_differences>)
or *bank clearance* is the process of moving cash (or
its equivalent) from the bank
<https://en.wikipedia.org/wiki/Bank> on which a cheque
<https://en.wikipedia.org/wiki/Cheque> is drawn to the
bank in which it was deposited, usually accompanied by
the movement of the cheque to the paying bank, either
in the traditional physical paper form or digitally
under a cheque truncation
<https://en.wikipedia.org/wiki/Cheque_truncation> system.
This process is called the clearing cycle
<https://en.wikipedia.org/wiki/Clearing_(finance)> and
normally results in a credit to the account at the bank
of deposit, and an equivalent debit to the account at
the bank on which it was drawn, with a corresponding
adjustment of accounts of the banks themselves. If
there are not enough funds in the account when the
cheque arrived at the issuing bank, the cheque would be
returned as a dishonoured cheque marked as
non-sufficient funds
<https://en.wikipedia.org/wiki/Non-sufficient_funds>.[1]
<https://en.wikipedia.org/wiki/Cheque_clearing#cite_note-dishonour-1>
https://en.wikipedia.org/wiki/Cheque_clearing
How Checks Clear: When Money Moves (and Doesn't)
What Happens When You Write (or Deposit) a Check?
·Share
·Pin
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*•••*
*BY **JUSTIN PRITCHARD
<https://www.thebalance.com/justin-pritchard-314987>*
Updated January 20, 2019
Check clearing is the process of moving money to
complete a payment made by check. The process can take
several days, or it may be almost instant, depending on
how the recipient handles the payment.
*Moving funds between banks:* In most cases, the
recipient (or payee) submits the check to their bank,
and the bank collects funds from the check writer’s bank.
That process often takes two to three business days,
but it can take longer—especially for international
payments and other unusual circumstances.
Intermediaries like correspondent banks and the Federal
Reserve
<https://www.thebalance.com/what-is-the-central-bank-315194> often
help with these transactions.
*Internal payments and check cashing:* Funds sometimes
move quickly. For example, if the check writer and the
payee both use the same bank, internal transfers are
faster. Likewise, if you cash a check at the check
writer’s bank, the funds come out of that account
immediately.
(Message over 64 KB, truncated)
