I mean: the item on my CC invoice is still 13.98 but the total amount due
is rounded up... which is unfair, as we're all doing digital payments...

F.

https://www.instagram.com/boniforti_music
https://soundcloud.com/boniforti_music
https://bonny-j.bandcamp.com


Am Di., 24. Juni 2025 um 00:40 Uhr schrieb Paul Kroitor <[email protected]>:

> I have lived in two countries (Netherlands and Canada) who converted to
> a penniless cash system and in both cases it worked as you describe: any
> cash transaction was rounded to the nearest five cents but all digital
> transactions remained as they always were.
>
> It's much less of an actual event than most people fear beforehand, and
> in a couple of months everyone's forgotten it.
>
> There was a university professor who did a whole project on tracking his
> gain/loss on rounded transactions to determine if the scaremongers were
> right. He tracked several hundred cash transactions over a year or so
> and ultimately wound up being like about $0.07 up over the whole year.
>
> But that doesn't seem to what's happening in the OP's case, as in both
> Canada and Netherlands a $9.98 item remains as $9.98 on one's credit
> card statement (and/or any other digital statement, for that matter).
>
> Paul
>
>
> On 2025-06-23 4:35 p.m., Boniforti Flavio wrote:
> > Well - I might understand when it comes to paying for something with
> cash.
> > But let's be honest: nowadays in the digital world, a bank can have a
> > transaction for 9,98 and it won't be rounded up. So to my eyes this is
> > simply another way of f**ing with your customers... I mean: I'm not going
> > to pay my credit card bills with cash! So there's no issue if they send
> me
> > a non-rounded-up bill for it!
> > Again: I'll leave this bank in 3 years time (still bound with mortgage).
> > F.
> >
> > https://www.instagram.com/boniforti_music
> > https://soundcloud.com/boniforti_music
> > https://bonny-j.bandcamp.com
> >
> >
> > Am Mo., 23. Juni 2025 um 22:24 Uhr schrieb R Losey <[email protected]>:
> >
> >> Wow. I've never run across this... when my credit card account doesn't
> >> reconcile, it has nearly always because I mis-entered a charge. I've
> never
> >> had charges rounded up.
> >>
> >> Having said that, I had heard news stories that in the USA, they are
> going
> >> to stop making pennies, so I assume that prices for cash amounts will
> begin
> >> to round (or round up) to the nearest 5 cents.
> >>
> >>
> >> On Mon, Jun 23, 2025 at 12:21 PM Boniforti Flavio <
> [email protected]>
> >> wrote:
> >>
> >>> Yes, now I'm sure as the bank replied to me that it is the "roundup
> rule"
> >>> being applied: between 0.10 and 0.12 it gets rounded back to 0.10 - the
> >>> rest is rounded up to 0.15.
> >>> This is crap, as the bank has no issues in paying something like 12.98
> for
> >>> something I bought with my credit card - without rounding it up! But
> when
> >>> the invoice is emitted, the total is rounded up?! I still have to live
> 3
> >>> years with this bank, then I'll change...
> >>>
> >>> F.
> >>>
> >>> https://www.instagram.com/boniforti_music
> >>> https://soundcloud.com/boniforti_music
> >>> https://bonny-j.bandcamp.com
> >>>
> >>>
> >>> Am Mo., 23. Juni 2025 um 14:43 Uhr schrieb Fred Bone <
> [email protected]>:
> >>>
> >>>> On 23 June 2025 at 11:58, Boniforti Flavio said:
> >>>>
> >>>>> Hi all.
> >>>>> I'm back at this topic because I found something weird (maybe it's
> >>> just
> >>>> my
> >>>>> bank, or it's every bank but I never paid attention to it). I
> received
> >>>> the
> >>>>> credit card invoice for the period 14.05.2025-15.06.2025 and the
> final
> >>>>> invoice amount is being rounded up by 2 cents: [image: image.png]
> I've
> >>>>> sent a request for clarification to the bank, but in the meantime:
> how
> >>>>> should I handle this in GnuCash? The reconciliation will not match
> the
> >>>>> credit card invoice, so how should I proceed?
> >>>> Are you quite sure there isn't a brought-forward 0.02 being included?
> >>>>
> >>>>
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> >>
> >> --
> >> _________________________________
> >> Richard Losey
> >> [email protected]
> >> Micah 6:8
> >>
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