Why does that sound like AI?  Have you brought that up with your
appropriate local financial regulators?

On Tue, Jun 24, 2025 at 6:29 AM Boniforti Flavio <[email protected]>
wrote:

> I mean: the item on my CC invoice is still 13.98 but the total amount due
> is rounded up... which is unfair, as we're all doing digital payments...
>
> F.
>
> https://www.instagram.com/boniforti_music
> https://soundcloud.com/boniforti_music
> https://bonny-j.bandcamp.com
>
>
> Am Di., 24. Juni 2025 um 00:40 Uhr schrieb Paul Kroitor <[email protected]>:
>
> > I have lived in two countries (Netherlands and Canada) who converted to
> > a penniless cash system and in both cases it worked as you describe: any
> > cash transaction was rounded to the nearest five cents but all digital
> > transactions remained as they always were.
> >
> > It's much less of an actual event than most people fear beforehand, and
> > in a couple of months everyone's forgotten it.
> >
> > There was a university professor who did a whole project on tracking his
> > gain/loss on rounded transactions to determine if the scaremongers were
> > right. He tracked several hundred cash transactions over a year or so
> > and ultimately wound up being like about $0.07 up over the whole year.
> >
> > But that doesn't seem to what's happening in the OP's case, as in both
> > Canada and Netherlands a $9.98 item remains as $9.98 on one's credit
> > card statement (and/or any other digital statement, for that matter).
> >
> > Paul
> >
> >
> > On 2025-06-23 4:35 p.m., Boniforti Flavio wrote:
> > > Well - I might understand when it comes to paying for something with
> > cash.
> > > But let's be honest: nowadays in the digital world, a bank can have a
> > > transaction for 9,98 and it won't be rounded up. So to my eyes this is
> > > simply another way of f**ing with your customers... I mean: I'm not
> going
> > > to pay my credit card bills with cash! So there's no issue if they send
> > me
> > > a non-rounded-up bill for it!
> > > Again: I'll leave this bank in 3 years time (still bound with
> mortgage).
> > > F.
> > >
> > > https://www.instagram.com/boniforti_music
> > > https://soundcloud.com/boniforti_music
> > > https://bonny-j.bandcamp.com
> > >
> > >
> > > Am Mo., 23. Juni 2025 um 22:24 Uhr schrieb R Losey <[email protected]>:
> > >
> > >> Wow. I've never run across this... when my credit card account doesn't
> > >> reconcile, it has nearly always because I mis-entered a charge. I've
> > never
> > >> had charges rounded up.
> > >>
> > >> Having said that, I had heard news stories that in the USA, they are
> > going
> > >> to stop making pennies, so I assume that prices for cash amounts will
> > begin
> > >> to round (or round up) to the nearest 5 cents.
> > >>
> > >>
> > >> On Mon, Jun 23, 2025 at 12:21 PM Boniforti Flavio <
> > [email protected]>
> > >> wrote:
> > >>
> > >>> Yes, now I'm sure as the bank replied to me that it is the "roundup
> > rule"
> > >>> being applied: between 0.10 and 0.12 it gets rounded back to 0.10 -
> the
> > >>> rest is rounded up to 0.15.
> > >>> This is crap, as the bank has no issues in paying something like
> 12.98
> > for
> > >>> something I bought with my credit card - without rounding it up! But
> > when
> > >>> the invoice is emitted, the total is rounded up?! I still have to
> live
> > 3
> > >>> years with this bank, then I'll change...
> > >>>
> > >>> F.
> > >>>
> > >>> https://www.instagram.com/boniforti_music
> > >>> https://soundcloud.com/boniforti_music
> > >>> https://bonny-j.bandcamp.com
> > >>>
> > >>>
> > >>> Am Mo., 23. Juni 2025 um 14:43 Uhr schrieb Fred Bone <
> > [email protected]>:
> > >>>
> > >>>> On 23 June 2025 at 11:58, Boniforti Flavio said:
> > >>>>
> > >>>>> Hi all.
> > >>>>> I'm back at this topic because I found something weird (maybe it's
> > >>> just
> > >>>> my
> > >>>>> bank, or it's every bank but I never paid attention to it). I
> > received
> > >>>> the
> > >>>>> credit card invoice for the period 14.05.2025-15.06.2025 and the
> > final
> > >>>>> invoice amount is being rounded up by 2 cents: [image: image.png]
> > I've
> > >>>>> sent a request for clarification to the bank, but in the meantime:
> > how
> > >>>>> should I handle this in GnuCash? The reconciliation will not match
> > the
> > >>>>> credit card invoice, so how should I proceed?
> > >>>> Are you quite sure there isn't a brought-forward 0.02 being
> included?
> > >>>>
> > >>>>
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> > >>
> > >> --
> > >> _________________________________
> > >> Richard Losey
> > >> [email protected]
> > >> Micah 6:8
> > >>
> > > _______________________________________________
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