Hi David, as of now I asked my bank and they told me that they round-up. I might ask the financial regulators as well - thanks for the hint. F.
https://www.instagram.com/boniforti_music https://soundcloud.com/boniforti_music https://bonny-j.bandcamp.com Am Di., 24. Juni 2025 um 14:45 Uhr schrieb David Carlson < [email protected]>: > Why does that sound like AI? Have you brought that up with your > appropriate local financial regulators? > > On Tue, Jun 24, 2025 at 6:29 AM Boniforti Flavio <[email protected]> > wrote: > >> I mean: the item on my CC invoice is still 13.98 but the total amount due >> is rounded up... which is unfair, as we're all doing digital payments... >> >> F. >> >> https://www.instagram.com/boniforti_music >> https://soundcloud.com/boniforti_music >> https://bonny-j.bandcamp.com >> >> >> Am Di., 24. Juni 2025 um 00:40 Uhr schrieb Paul Kroitor <[email protected] >> >: >> >> > I have lived in two countries (Netherlands and Canada) who converted to >> > a penniless cash system and in both cases it worked as you describe: any >> > cash transaction was rounded to the nearest five cents but all digital >> > transactions remained as they always were. >> > >> > It's much less of an actual event than most people fear beforehand, and >> > in a couple of months everyone's forgotten it. >> > >> > There was a university professor who did a whole project on tracking his >> > gain/loss on rounded transactions to determine if the scaremongers were >> > right. He tracked several hundred cash transactions over a year or so >> > and ultimately wound up being like about $0.07 up over the whole year. >> > >> > But that doesn't seem to what's happening in the OP's case, as in both >> > Canada and Netherlands a $9.98 item remains as $9.98 on one's credit >> > card statement (and/or any other digital statement, for that matter). >> > >> > Paul >> > >> > >> > On 2025-06-23 4:35 p.m., Boniforti Flavio wrote: >> > > Well - I might understand when it comes to paying for something with >> > cash. >> > > But let's be honest: nowadays in the digital world, a bank can have a >> > > transaction for 9,98 and it won't be rounded up. So to my eyes this is >> > > simply another way of f**ing with your customers... I mean: I'm not >> going >> > > to pay my credit card bills with cash! So there's no issue if they >> send >> > me >> > > a non-rounded-up bill for it! >> > > Again: I'll leave this bank in 3 years time (still bound with >> mortgage). >> > > F. >> > > >> > > https://www.instagram.com/boniforti_music >> > > https://soundcloud.com/boniforti_music >> > > https://bonny-j.bandcamp.com >> > > >> > > >> > > Am Mo., 23. Juni 2025 um 22:24 Uhr schrieb R Losey <[email protected] >> >: >> > > >> > >> Wow. I've never run across this... when my credit card account >> doesn't >> > >> reconcile, it has nearly always because I mis-entered a charge. I've >> > never >> > >> had charges rounded up. >> > >> >> > >> Having said that, I had heard news stories that in the USA, they are >> > going >> > >> to stop making pennies, so I assume that prices for cash amounts will >> > begin >> > >> to round (or round up) to the nearest 5 cents. >> > >> >> > >> >> > >> On Mon, Jun 23, 2025 at 12:21 PM Boniforti Flavio < >> > [email protected]> >> > >> wrote: >> > >> >> > >>> Yes, now I'm sure as the bank replied to me that it is the "roundup >> > rule" >> > >>> being applied: between 0.10 and 0.12 it gets rounded back to 0.10 - >> the >> > >>> rest is rounded up to 0.15. >> > >>> This is crap, as the bank has no issues in paying something like >> 12.98 >> > for >> > >>> something I bought with my credit card - without rounding it up! But >> > when >> > >>> the invoice is emitted, the total is rounded up?! I still have to >> live >> > 3 >> > >>> years with this bank, then I'll change... >> > >>> >> > >>> F. >> > >>> >> > >>> https://www.instagram.com/boniforti_music >> > >>> https://soundcloud.com/boniforti_music >> > >>> https://bonny-j.bandcamp.com >> > >>> >> > >>> >> > >>> Am Mo., 23. Juni 2025 um 14:43 Uhr schrieb Fred Bone < >> > [email protected]>: >> > >>> >> > >>>> On 23 June 2025 at 11:58, Boniforti Flavio said: >> > >>>> >> > >>>>> Hi all. >> > >>>>> I'm back at this topic because I found something weird (maybe it's >> > >>> just >> > >>>> my >> > >>>>> bank, or it's every bank but I never paid attention to it). I >> > received >> > >>>> the >> > >>>>> credit card invoice for the period 14.05.2025-15.06.2025 and the >> > final >> > >>>>> invoice amount is being rounded up by 2 cents: [image: image.png] >> > I've >> > >>>>> sent a request for clarification to the bank, but in the meantime: >> > how >> > >>>>> should I handle this in GnuCash? The reconciliation will not match >> > the >> > >>>>> credit card invoice, so how should I proceed? >> > >>>> Are you quite sure there isn't a brought-forward 0.02 being >> included? >> > >>>> >> > >>>> >> > >>>> _______________________________________________ >> > >>>> gnucash-user mailing list >> > >>>> [email protected] >> > >>>> To update your subscription preferences or to unsubscribe: >> > >>>> https://lists.gnucash.org/mailman/listinfo/gnucash-user >> > >>>> ----- >> > >>>> Please remember to CC this list on all your replies. >> > >>>> You can do this by using Reply-To-List or Reply-All. >> > >>>> >> > >>> _______________________________________________ >> > >>> gnucash-user mailing list >> > >>> [email protected] >> > >>> To update your subscription preferences or to unsubscribe: >> > >>> https://lists.gnucash.org/mailman/listinfo/gnucash-user >> > >>> ----- >> > >>> Please remember to CC this list on all your replies. >> > >>> You can do this by using Reply-To-List or Reply-All. >> > >>> >> > >> >> > >> -- >> > >> _________________________________ >> > >> Richard Losey >> > >> [email protected] >> > >> Micah 6:8 >> > >> >> > > _______________________________________________ >> > > gnucash-user mailing list >> > > [email protected] >> > > To update your subscription preferences or to unsubscribe: >> > > https://lists.gnucash.org/mailman/listinfo/gnucash-user >> > > ----- >> > > Please remember to CC this list on all your replies. >> > > You can do this by using Reply-To-List or Reply-All. >> > _______________________________________________ >> > gnucash-user mailing list >> > [email protected] >> > To update your subscription preferences or to unsubscribe: >> > https://lists.gnucash.org/mailman/listinfo/gnucash-user >> > ----- >> > Please remember to CC this list on all your replies. >> > You can do this by using Reply-To-List or Reply-All. >> > >> _______________________________________________ >> gnucash-user mailing list >> [email protected] >> To update your subscription preferences or to unsubscribe: >> https://lists.gnucash.org/mailman/listinfo/gnucash-user >> ----- >> Please remember to CC this list on all your replies. >> You can do this by using Reply-To-List or Reply-All. >> > > > -- > David Carlson > _______________________________________________ gnucash-user mailing list [email protected] To update your subscription preferences or to unsubscribe: https://lists.gnucash.org/mailman/listinfo/gnucash-user ----- Please remember to CC this list on all your replies. You can do this by using Reply-To-List or Reply-All.
