Banking rules say you have to process the day's deposits before the
day's withdrawals.

Basically, you post the transaction to a transaction file which is
applied to the account after the cutoff time.

On Wed, Jun 27, 2012 at 10:30 AM, Bill Fairchild
<[email protected]> wrote:
> I understand why all accumulated transactions have to be processed in the 
> correct sequence if they are batched up daily, but why is an individual 
> transaction not instantaneously and permanently processed with the results 
> being committed right then?  Why is it necessary to run huge batches of 
> transactions at night?   I am guessing that committing the transaction 
> instantly would take too long for the average customer's patience when 
> standing at an outdoors ATM in the rain.  Are there any other reasons?  When 
> I buy an airplane ticket online, I get my whole transaction complete in one 
> sitting and do not have to wait until the next day to receive confirmation of 
> my reservation, but it always takes several minutes to do it online.
>
-- 
Mike A Schwab, Springfield IL USA
Where do Forest Rangers go to get away from it all?

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