On Sun, 2007-03-25 at 18:32 -0700, Lan Barnes wrote: > > Ever check your credit report? Ever try to get something false off it?
No, but now I'm curious as there may be a few things on my credit report that are not legit that I may want to have removed soon. For example, Wells Fargo reporting I never paid the balance on a secure card when they never gave me the deposit back nor applied the deposit to the card (not to mention the way they canceled it to begin with). Also Target charging me late payments and interest when they took 3 months to inform me where to send the payment to begin with (and over a month to send me the card in the first place - initial purchase was in-store when I applied for the card). I know there are federal laws (namely, the Fair Credit Reporting Act for one) that they and creditors must abide by (OK, should, they only MUST do it when someone calls their bluff and they concede either before or after being taken to court). Have you had experience trying to have something removed? What was it (the experience, I'm not asking for personal details about whatever the negative report was). PGA -- Paul G. Allen BSIT/SE Owner/Sr. Engineer Random Logic Consulting www.randomlogic.com -- [email protected] http://www.kernel-panic.org/cgi-bin/mailman/listinfo/kplug-list
