I organize my physical bank accounts like this:

<General accounting category (Assets, Liabilities )>:<Institution
name>:<Subcategory (Checking, Savings)>:

So, for example, I have two bank accounts, a checking and a savings.
This is what they look like:

Assets:Schwab:Checking
Assets:Amex:Savings

I don't have any particular reason for this, except that looking at
'ledger bal -s' will give you the whole amount for the institution and
also broken down by account type.

On Thu, Mar 29, 2012 at 9:48 AM, Hsiu-Khuern Tang <[email protected]> wrote:
> Dear ledger users,
>
> I have a basic question about how you organize your accounts.
>
> If I have two credit cards, is it better to distinguish them using the 
> account name, e.g.,
>
> - Liabilities:CreditCard:BankOfAmerica
> - Liabilities:CreditCard:Citibank
>
> or by using a metadata tag?  If the latter, should I use the payee tag so 
> that I can use --by-payee?
>
> I can see the first method leading to lots of accounts, making the default 
> "ledger bal" output very long.
>
>
> A related question is: if I transfer money from one bank account to another, 
> should the payee be the source bank, the target bank, or something else (such 
> as "transfer")?  Example:
>
> 2012-03-10 Bank of America  ; Or Citibank? Or something else?
>            Assets:Bank:BofA:Savings                $20.00
>            Assets:Bank:Citi:Savings               $-20.00
>
> Since this is a "symmetric" situation (one bank to another) it seems 
> unnatural to me to put either the source or the target bank as the payee.
>
> Thanks!
>
> --
> Best,
> Hsiu-Khuern.

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