On Nov 18, 2013, at 11:36 , Lee Larson <[email protected]> wrote: > On Nov 18, 2013, at 11:03 AM, Bill Rising <[email protected]> wrote: > >> I am in the same camp as your friends. Having a portal with open access to a >> checking account seems far more dangerous to me than someone having a credit >> card number. > > I guess I should have elaborated about my use of PayPal. My PayPal > authentication includes one of those pseudo-random dongles they supply. Every > time I use PayPal, after giving my user name and password, I also have to > supply the number from the device. The number is generated using a secret > elliptic algorithm, depends on my personal key dongle and changes every few > minutes. This seems pretty secure to me.
Ahhh... I didn't know there was such a thing. That would be much more secure. It looks like PayPal skims about as much as Visa and Mastercard as a transaction fee, so using it doesn't seem to screw the merchant any more than a credit card. Perhaps paypal is a good idea... Bill
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