I only trust Americans.  Herr Mann is a German.  Off with his head.

On Wed, Nov 4, 2015 at 2:40 PM, Curly McLain via Mercedes <
[email protected]> wrote:

> GMann SEZ:   I feel the need to weigh in on this discussion for a bit.
>> AHA/Obamacare has
>> concerned every Citizen, angered many, perhaps a majority.
>> It came into being because of a set of events which go back about 40
>> years.
>>
>> My belief is, those who wrote and passed this onerous piece of legislation
>> failed to address those sets of events or understand them.
>>
>> BTW, my personal view is "You have to pass it before you can see what's in
>> it" only works with stool samples, not legislation.
>>
>> In my view, the following steps got us where we are today:
>>
>> 1. Pre-1969 Doctors practiced, for the most part, as single practitioners,
>> made house calls, were respected members of their communities, and enjoyed
>> some financial success for their hard work, long hours, and study.
>>
>> 2. Then came the first Mal-Practice lawsuit which awarded the claimant a
>> huge sum [at that time huge] and financially ruined the treating doctor.
>> That court case established "case law" which then lead to multiple
>> "Mal-Practice Claim Suits" as the legal profession found deep pockets in
>> the individual Doctors who had build solid practices and became relatively
>> wealthy.
>> Ergo, Preditor [lawyer] Prey [doctor] rule of nature started playing out.
>>
>> 3. All Doctors, regardless of their field of practice, were suddenly in
>> the
>> position of needing a new Insurance Product called "Mal-Practice
>> Insurance", which, for an active and successful practice was priced on
>> number of treatments made, value of the practice, and any other factors
>> the
>> insurance company could find to load the policy in THEIR favor.
>>
>> 4. With the advent of "Mal-Practice Insurance" the Lawyer/predator found a
>> steady and reliable income, while the Doctor/prey became increasing
>> burdened with larger and larger "Mal-Practice Insurance Payments" as the
>> Insurance Company spread the cumulative loss out to ALL policies sold.
>>
>> 5. Being smart "Prey" animals, the Doctors followed the rule of nature for
>> Prey Animals and became a Herd, thus becoming individually less
>> vulnerable.
>>
>> 6. This "Herd Concept" brought about [eventually] the "Health Maintenance
>> Organization" concept. AKA "HMO", which, by pooling their resources into a
>> "Herd" the "Medical Group" could now purchase and pay for a "Group Policy"
>> from the "Insurance Company", pool their staff costs, and cumulatively
>> reduce their individual cost. Now, they were a "Large Company" with Legal
>> Staff, Group Insurance, and layers of protection from the Lawyer/Predator
>> who would sue them out of existence as individuals.
>>
>> 7. Almost suddenly [within a decade] a Doctor visit went from a local
>> small
>> office with one nurse/receptionist to a large facility with large staff,
>> large overhead, multiple doctors and multiple specialties, AND, large
>> cost.
>>
>> 8. Health Insurance Companies responded by selling more expensive policies
>> to more people, because they are also in the Predator / Prey food chain.
>> In
>> fact, it looks like they profit from both sides by selling "Mal-Practice
>> Insurance" to Doctors and "Health Care Insurance Policies" to
>> Citizen/patients.
>>
>> 9. The whole feeding frenzy spirals upward while the Citizen/patients fund
>> everyone EXCEPT themselves.  Lawyers sue, Doctors buy more insurance,
>> HMO's
>> grow larger since no doctor can now afford a private practice, and Health
>> Insurance Policy costs rise to meet rising costs caused by HMO's response
>> to fear.
>>
>> 10. Now comes AHA/Obamacare.... crafted in secret, passed without being
>> read, and profiting who.... Insurance Companies?  Lawyers? Do we really
>> know?
>>
>> It is my personal observation that Congress [name for a gaggle of monkeys,
>> Founding Fathers got that one right] .. failed to see and understand the
>> foundation problem set which caused health care costs to balloon out of
>> reach.
>>
>> I may be right, I may be wrong.. in any case, I hope I have stimulated
>> others thinking.
>>
>> Grant...
>>
>>
> HEAR! HERE!   (Banging a cane on the floor to get your attention! )
>
> The other obvious thing that must be elucidated is that the gress of cons
> is made up of predators (lawyers) for the most part.  So, the actions of
> the gress of cons are INTENDED to tilt the floor in the favor of the
> PREDATORS!  Thus, prolonging and exacerbating the situation!  It is time to
> pick up our pitchforks!  STOP VOTING FOR PREDATORS AND INCUMBENTS!
>
> RIGHT ON! Herr Mann!
>
> There are valid reasons WHY we all know we have been getting screwed more
> and more for the last 23 years, or perhaps 27 years...
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