Mas idenya mgkin menarik...tp maaf saya merasa ada yg
krg sinkron!! mas mengajukan bentuknya koperasi, tp
aktivitasnya kok banyak bgt investasi di surat
berharganya...setau saya, investasi di surat berharga
adalah bisnis yg sangat2 restricted, byk bgt
regulasinya dan setau saya tidak semua bentuk badan
usaha bisa dgn mudah transaksi. dan kalo emang
pengennya investasi di surat berharga sudah banyak
institusi keuangan yg menawarkan dgn jaminan yg
tentunya sudah profesional.
anyway salut utk Mas yg sudah payah buat sesuatu yg
lebih riil, dibanding hanya sebatas omong2 saja...adu
argumen yg ga jelas hasil akhirnya. yg pasti suatu
saat ada seleksi alam...siapa yg mo aktif terus dan
serius thd ide2 di milis ini atau cuma sekedar jd
penggembira aja. so, explore terus mas Donny and juga
mas PAW buat ide2nya yg lebih konkret....saya sbg
junior siap membantu!!
Regards,
Agung Turanto S.
BNI - Investor Relations
--- donny mas <[EMAIL PROTECTED]> wrote:
> Rekan-rekan,
> Dibawah ini terlampir sebuah iide proposal bisnis
> untuk dipertimbangkan. Mohon maaf dibuat dalam
> bahasa Inggris, (sengaja memang) supaya rekan kita
> yg jurusan internasional, dan mereka yg memang orang
> asing tetapi alumni MM, dapat mengerti. kan alumni
> MM UGM itu berasal dai manca negara dan berada di
> manca negara juga, yg saat ini kita semua
> dipersatukan secara virtual dengan kemajuan IT. Ini
> hanya ide dasar saja, detailnya dapat kita explore
> nanti bila proposal ini berterima dihati (dan
> berterima dipikiran juga tentunya). Istilahnya, does
> it make sense to explore?..... Exuse my english if
> it is not proper enough.
>
> Ijinkan saya mengucapkan SELAMAT NATAL 2004 bagi
> rekan-rekan yg merayakannya, dan SELAMAT TAHUN BARU
> 2005 untuk kita semua. Semoga tahun baru 2005
> memberikan harapan-harapan baru, sukses-sukses baru
> bagi kita semua baik dalam pekerjaan kita maupun
> dalam kehidupan individu kita masing-masing.
>
> Salam
> Risto - akt I ex Jkt.
>
> A BISNIS PROPOSAL
>
> (Draft only)
>
> Introduction
>
> First of all, being new to the alumni of MM-UGM, I
> might be not aware that such the following business
> proposal might have been proposed earlier or even
> have been implemented in the current alumni network.
> If it is so, please accept my deepest apology for
> such my non-awareness and just delete this email
> from your inbox, however if such kind of business
> has not been existed in our current alumni network,
> it might be worthy to think it over and consider.
>
> Background and fact
>
> As per latest statistic (as far as I know), member
> of alumni of MM UGM as of today has reached to
> approximately 3200 persons. The member itself
> consist of thousand variety of individual talent and
> expertise, which is spread across the country (and
> even overseas) in many layers of professions,
> occupations either it government sector, private
> sector, entrepreneurs or in any other field of
> profession. From an economic point of view, for sure
> this unlimited resources could be a huge potential
> to explore. So why don�t we do something on it?
> Based on this simple background and fact, I would
> like to draw your attention to think it deeply for
> possibility to explore and make it happen.
>
> What is it?
>
> The purpose is to set up a new business entity for
> the member. We could discuss later the proper form
> of the new business either it in the form of
> cooperation, PT, Yayasan, or any other form. See
> what is the pro & cons, strength and weakness, and
> then choose the most suitable form to our alumni
> network characteristic especially towards the
> current trend of virtual society which had made
> people become borderless in any aspect of our human
> life, therefore, the form of our business entity
> should be able to accommodate such borderless &
> virtual society.
>
> What is the mission & vision of the business entity?
>
> As per theory, the mission is to answer the question
> of �why we exist or why do we need to set up the new
> business entity, what is the urgency of doing so?,
> meantime the vision, is to answer the question of �
> what we want to be in long term?. Therefore the
> Mission will be: To help the alumni member (MM
> alumni), to improve the quality life of the member,
> economically, spiritually and emotionally. The
> Vision : To establish a proper, professional
> business entity, that can sustain in long term, and
> through this business entity could help the alumni
> to build, improve their human being quality of life.
> We want his new business entity in long term (at
> least in the next 25 years) could grow as one of the
> reputable & professional business player in
> Indonesia.
>
> What is the form of the new business entity?
>
> Personally, I prefer to choose cooperation
> (koperasi) as the form of our business entity. Why
> koperasi? And why not the other form such as PT,
> Yayasan, etc?. Frankly, I opine, Koperasi will be
> more suitable to our current network condition, also
> because the simplicity to manage it, and due to the
> fact which has shown that Koperasi can grow to be a
> key player in many countries such as in Singapore,
> the biggest department store there (no need to
> mentioned the name) is owned by Koperasi, in
> Europe, Koperasi also can own companies that operate
> internationally. In local scope, I knew one alumni
> from one of top university in Indonesia, also formed
> a Koperasi as their business entity, and so far it
> runs pretty well and profitably. However this is
> just a personal opinion. If other colleagues find
> other better form, why not. Let�s explore it.
>
> What is the core & line of business of this
> proposal?
>
> At the first stage, as a learning stage for our
> group, it probably more prudent to invest in a less
> risky investment, short term and medium scale such
> as time deposit, government bond, reksa dana (the
> proper one of course), etc, Later once we are ready,
> once our cash is sufficient and once we are
> confidence enough, we can diversify our line of
> business in a more variety unit of business.
>
> What is the detail and how to make it work (a
> glance)?
>
> Take Koperasi as the example of our business entity
> form. Following is some basic calculation with its
> assumption:
>
> Assume out of the current alumni, 2/3 join new
> business entity, there will be around 2100 persons.
> If the initial investment per person (tabungan
> pokok) or whatever you call it later, is Rp.
> 500.000, therefore there will be around 1,05 billion
> rupiah available as the initial investment for the
> new business entity. I guess this amount should be
> a fair cash amount to start a new business
> especially for a type of cooperation.
> Every year there will be around 300 new graduates
> join the alumni, and again if 2/3 join the business,
> another 100 million rupiah per year will be added to
> the investment.
> If the average rate of return per year take as
> 10% (conservatively) within the next 10 year, the
> new business entity will have more than 3 billion
> rupiah (For the shake of calculation and to make it
> simple, time value of money has not been included in
> the calculation yet).
>
> Who should manage it ?
>
> As mentioned earlier, we have so many expertise and
> talents available in our network, let make use of
> those talents productively and professionally. We
> have investment expertise, lawyer, professional
> marketers, business consultants, (just name it, we
> have them all), it is just the question how to
> manage it properly, professionally and prudently.
> Following are hints of the idea:
>
> We will select what we call as dewan
> pengurus/pelaksana (say 10-15 persons) based on
> their competency (a competency based selection)
> which is proposed & supported by at least 20
> persons. Portfolio of each candidate will be
> comprehensively exposed to member for their proper
> review and selection.
> There will be a fair and agreed �managing fee�
> for the selected dewan pengurus, either it monthly
> or yearly basis. However for the clerical staff, it
> is better to hire it from the market as a
> professional daily staffs.
> The type of investment e.g. : time deposit, SBI,
> Bond, reksa dana, stocks, etc, will be proposed and
> executed by dewan pengurus, however there will be a
> clear guideline which will be agreed by the �rapat
> anggota� as the ultimate decision maker, in a yearly
> business plan
> There will be a regular report (on monthly basis)
> from the management to the member on their
> performance, balance sheet and P&L, as well as
> business plan. Every alumni member (anggota) have
> the right to ask and get proper answer from the
> management on the issued asked.
> Share/investment will be limited to one share
> only per person which further means that his vote
> (hak suara) for each member will be limited to one
> vote only, this is to avoid of one member monopoly
> the forum.
> There will be a yearly �pembagian hasil usaha�
> to the member, which will be decided by the �rapat
> umum anggota�.
>
> Do you think it will work and who will monitor and
> make sure that our money will not be mis-used or
> taken away by the dewan pengurus?
>
> Again as described earlier, our business entity
> will be managed by a professional team who are tied
> not
=== message truncated ===
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