Ide yang diungkapkan mas Donny/Risto menurut saya sangat brilian dan menjanjikan. Patut diapresiasi dan ditindak lanjuti, but how? Saya pribadi mengusulkan: 1. Membentuk tim kecil think tank/penggagas yang terdiri dari beberapa alumni yang berminat dan mempunyai keahlian khusus dalam investasi, finance dan bisnis. Major action plans, termasuk platform, masalah organisasi, fund raising dll, dibahas di sini. 2. Membuat rencana master plan jangka menengah, 5-10 tahun, untuk memberi gambaran (general) kemana organisasi ini nantinya. Saya yakin banyak alumni akan tertarik jika arah organisasi jelas. Ada kemungkinan banyak alumni akan bergabung bukan karena alasan finansial an sich, mungkin karena keterikatan emosi, kepedulian sosial dll. 3. Membuat rencana jangka pendek investasi apa yang dapat dilakukan dengan sukses yang dapat menarik keikutsertaan lebih banyak alumni. Sebagaimana orang lain, kebanyakan alumni mungkin tergolong risk averse. Alumni butuh bukti sebelum memutuskan ikut bergabung, meskipun dana yang disetor relatif kecil. 4. These things take time, be prudent and patient. Masih banyak alumni yang akan ikut urun saran, lebih baik kita lihat bagaimana pendapat yang lain. Maklum hal berat macam begini perlu mikir tenanan. Cheers, Hary - 32inter nb: whistle blower itu sebenarnya sebutan untuk seseorang dalam sebuah organisasi yang berani (menjadi martir) mengungkapkan masalah dalam organisasi tersebut supaya orang luar tahu. jadi ingat kuliah business ethic nya pak Bambang Sudibyo (Mendiknas) donny mas <[EMAIL PROTECTED]> on 12/22/2004 06:29:54 AM Please respond to [EMAIL PROTECTED] To: [EMAIL PROTECTED] cc: (bcc: Hary Wibowo/IDSUB01/Power/ALSTOM) Subject: [mm-ugm] Proposal bisnis - sebuah ide pemikiran Mas Agung, terima kasih atas masukannya,� sebenarnya proposal tsb baru dalam tahap lontaran ide saja,� kalau rekan-ekan pada tertarik dengan ide tsb, tentunya masih buuuaaanyak yg harus didiskusikan termasuk bentuk kongrit badan hukumnya, bidang usahanya, orang-orang yg mau diajak nantinya sebagai tim perumus, dll, dll, istilahnya saya hanya sebagai whistle blower saja, untuk selanjutnya ditanggapi, dipikirkan lebih mendalam, dan bila dianggap feasible, baru kita explore lebih jauh & mendetail untuk merealisasikannya. Sekali lagi to make it happen, akan sangat memerlukan pekerjaan besar, butuh komitment,� keseriusan, pengorbanan (waktu, uang, tenaga, pemi! kiran, dll). Ide/pemikiran dasar prosal tsb adalah: Sesuai dengan latar belakang pendidikan kita sebagai master manajemen (baca ahli manajemen), tentunya kita dapat berbuat sesuatu sesuai dengan keahlian kita tersebut, apalagi bila kita dapat menyatukannya dalam satu wadah ekonomi yg cocok untuk saling bersinergi , istilahnya to make use of� it atau istilah nya pak Hani Handoko to leverage bila dijabarkan lagi untuk dapat menghasilkan yg terbaik dari resourses yg ada. Didalam network alumni kita terdapat begitu banyak sumber daya (resource) yg sangat berkualitas,� baik dari segi kompetensi, segi jumlah dan� juga saya kira dari sisi kemampuan financial anggota kita, istilahnya skala ekonominya sangat memungkinkan, dan bahkan menurut saya sangat tidak terbatas untuk diberdayakan. Kenapa bentuknya koperasi?,� karena menurut pendapat saya pribadi, barangkali akan lebih cocok untuk kondisi kita dengan beberapa pertimbangan sbb: (a) Bentuk hukumnya sangat sederhana, hak anggota sama untuk semua (one member one vote), jadi tidak ada yg saling mendominasi/ memonopoli, (b) Bukankah koperasi itu seharusnya adalah sebagai soko guru perekonomian bangsa kita (UUD pasal 33), jadi ada baiknya kita ikut berpartisipasi dalam mewujudkannya, (3) Almamater kita (UGM) terkenal sebagai penganut filosofi ekonomi kerakyatan? kita harus bangga dengan predikat itu,� dan saya kira koperasi adalah salah satu wadah ekonomi sebagai implementasi filosofi tsb (I might be wrong on this, but at least I� am still confident on that). �Perihal teman yg bergabung dalam alumni PT-nya, bentuknya adalah koperasi dan bergerak dalam bidang UKM agro business, lumayan juga padahal anggotanya hanya sekitar 100an orang,� tetapi investasi perorangnya (tabungan awal) memang cukup besar? kalau enggak salah 5 jetean per orang. Soal gagasan bidang usaha yg saya lontarkan dalam proposal tsb, itu hanya sebagai 'pemantik' saja.� Esensinya adalah bahwa pada tahap-tahap awal nantinya, tentunya tugas utama kita adalah fund raising dulu supaya terkumpul dulu dana yg sufficient enough untuk memulainya, dan selama dalam tahap pembelajarannya wadah ini (learning curve), sebaiknya investasinya yg less risk, soal bentuk kongkritnya apa, monggo disepakati, kan rekan kita banyak para ahli investasi yg bisa kasih masukan dan advise.� Dalam mimpi saya sih, misalnya dalam 25 tahun kedepan, business entity kita tersebut punya bisnis unit yg tetap merakyat, misalnya punya armada taxi 2000 unit yg dikelola sebara baik, kemudian bisn! is unit lain dibidang UKM yg baiknya tetap dibidang ekonomi kerakyatan, yg sekaligus dapat menciptakan lapangan pekerjaan bagi banyak orang, dan bila nanti usaha kita ini sukses, kita bisa memberikan bea siswa bagi orang-orang yg memerlukan yg baring kali juga nantinya bisa sekaligus sebagai salah satu solusi jangka panjang terhadap polemik 'beasiswa � hati' yg lagi hangat dimilis kita saat ini. Perihal konsern perihal keamanan investasi ini, makanya kita akan memilih yg terbaik dari teman kita (khususnya dari segi moral, keribadian dan rasa tanggung jawab) untuk mengelolanya,� saya kira karena organisasi kita ini diikat oleh rasa persaudaraan� emosional yg sangat kental, saya kira dia tidak akan macam-macam, karena hal itu akan dibawah sepanjang hayat, lagi pula kita dapat menciptakan mekanisme monitoring & pengawasan yg berlapis melalui keterwakilan per angkatan (hal ini bisa kita jabarkan lebih detail lagi nantinya) Pada intinya/ide dasarnya� (missi dan visinya) adalah bagaimana memberdayakan sumberdaya kita yg tidak terbatas ini menjadi sesuatu yg produktif, yg bisa sebagai wadah penampungan kreatifitas manajerial kita dan sekali gus sebagai wahana pengabdian social group kita dalam turut menciptakan lowongan kerja dinegeri kita ini (jangan lupa lho penganguran terbuka saja sudah diatas 10 juta orang saat ini, dan pengguran terselubung bisa mencapai 45 jutaan). Begitu banyak wacana, ide, usul berlontaran dimilis kita, tapi belum mengarah kepada realisasi yg mengkerucut.. so shouldn't we do something on it? When and how?..... seperti dalam kuliah-kuliah manajemen di kelas kita (kebetulan saya ambil konsentrasi strategic management), pekerjaan besar itu umumnya dimulai dari ide kecil? biasanya ide itu berjuta jumlahnya, merealisasikanya itu yg suuusaaaah. Saya kutipkan sebuah kata bijak dari suatu buku motivasi (lupa judulnya) bahwa persamaan dan perbedaan antara seorang pemimpi dan seorang leader hanyalah seujung rambut.� Keduanya mempuyai jutaan mimpi, hanya sang pemimpi, tiap malam menggandakan mimpinya itu dalam mimpi lagi (tiap malam berpimpi teruuuuussss), sementara sorang leader itu pick one of his dream and do something on it and make it happen? ah kok kayak seminar-seminar motivasi di MLM saja?. salam - risto Agung turanto <[EMAIL PROTECTED]> wrote: Mas idenya mgkin menarik...tp maaf saya merasa ada yg krg sinkron!! mas mengajukan bentuknya koperasi, tp aktivitasnya kok banyak bgt investasi di surat berharganya...setau saya, investasi di surat berharga adalah bisnis yg sangat2 restricted, byk bgt regulasinya dan setau saya tidak semua bentuk badan usaha bisa dgn mudah transaksi. dan kalo emang pengennya investasi di surat berharga sudah banyak institusi keuangan yg menawarkan dgn jaminan yg tentunya sudah profesional. anyway salut utk Mas yg sudah payah buat sesuatu yg lebih riil, dibanding hanya sebatas omong2 saja...adu argumen yg ga jelas hasil akhirnya. yg pasti suatu saat ada seleksi alam...siapa yg mo aktif terus dan serius thd ide2 di milis ini atau cuma sekedar jd penggembira aja. so, explore terus mas Donny and juga mas PAW buat ide2nya yg lebih konkret...! .saya sbg junior siap membantu!! Regards, Agung Turanto S. BNI - Investor Relations --- donny mas wrote: > Rekan-rekan, > Dibawah ini terlampir sebuah iide proposal bisnis > untuk dipertimbangkan. Mohon maaf dibuat dalam > bahasa Inggris, (sengaja memang) supaya rekan kita > yg jurusan internasional, dan mereka yg memang orang > asing tetapi alumni MM, dapat mengerti. kan alumni > MM UGM itu berasal dai manca negara dan berada di > manca negara juga, yg saat ini kita semua > dipersatukan secara virtual dengan kemajuan IT. Ini > hanya ide dasar saja, detailnya dapat kita explore > nanti bila proposal ini berterima dihati (dan > berterima dipikiran juga tentunya). Istilahnya, does > it make sense to explore?..... Exuse my english if > it is not proper enough. > > Ijinkan saya mengucapkan SELAMAT NATAL 2004 bagi > rekan-re! kan yg merayakannya, dan SELAMAT TAHUN BARU > 2005 untuk kita semua. Semoga tahun baru 2005 > memberikan harapan-harapan baru, sukses-sukses baru > bagi kita semua baik dalam pekerjaan kita maupun > dalam kehidupan individu kita masing-masing. > > Salam > Risto - akt I ex Jkt. > > A BISNIS PROPOSAL > > (Draft only) > > Introduction > > First of all, being new to the alumni of MM-UGM, I > might be not aware that such the following business > proposal might have been proposed earlier or even > have been implemented in the current alumni network. > If it is so, please accept my deepest apology for > such my non-awareness and just delete this email > from your inbox, however if such kind of business > has not been existed in our current alumni network, > it might be worthy to think it over and consider. > > Background and fact> > As per latest statistic (as far as I know), member > of alumni of MM UGM as of today has reached to > approximately 3200 persons. The member itself > consist of thousand variety of individual talent and > expertise, which is spread across the country (and > even overseas) in many layers of professions, > occupations either it government sector, private > sector, entrepreneurs or in any other field of > profession. From an economic point of view, for sure > this unlimited resources could be a huge potential > to explore. So why don't we do something on it? > Based on this simple background and fact, I would > like to draw your attention to think it deeply for > possibility to explore and make it happen. > > What is it? > > The purpose is to set up a new business entity for > the member. We could discuss later the proper form > of the new business eithe! r it in the form of > cooperation, PT, Yayasan, or any other form. See > what is the pro & cons, strength and weakness, and > then choose the most suitable form to our alumni > network characteristic especially towards the > current trend of virtual society which had made > people become borderless in any aspect of our human > life, therefore, the form of our business entity > should be able to accommodate such borderless & > virtual society. > > What is the mission & vision of the business entity? > > As per theory, the mission is to answer the question > of 'why we exist or why do we need to set up the new > business entity, what is the urgency of doing so?, > meantime the vision, is to answer the question of ' > what we want to be in long term?. Therefore the > Mission will be: To help the alumni member (MM > alumni), to improve the quality life of the member, > economically, spiritually and emotionally. The > Vision : To establish a proper, professional > business entity, that can sustain in long term, and > through this business entity could help the alumni > to build, improve their human being quality of life. > We want his new business entity in long term (at > least in the next 25 years) could grow as one of the > reputable & professional business player in > Indonesia. > > What is the form of the new business entity? > > Personally, I prefer to choose cooperation > (koperasi) as the form of our business entity. Why > koperasi? And why not the other form such as PT, > Yayasan, etc?. Frankly, I opine, Koperasi will be > more suitable to our current network condition, also > because the simplicity to manage it, and due to the > fact which has shown that Koperasi can grow to be a > key player i! n many countries such as in Singapore, > the biggest department store there (no need to > mentioned the name) is owned by Koperasi, in > Europe, Koperasi also can own companies that operate > internationally. In local scope, I knew one alumni > from one of top university in Indonesia, also formed > a Koperasi as their business entity, and so far it > runs pretty well and profitably. However this is > just a personal opinion. If other colleagues find > other better form, why not. Let's explore it. > > What is the core & line of business of this > proposal? > > At the first stage, as a learning stage for our > group, it probably more prudent to invest in a less > risky investment, short term and medium scale such > as time deposit, government bond, reksa dana (the > proper one of course), etc, Later once we are ready, > once our cash is sufficient and once we are> confidence enough, we can diversify our line of > business in a more variety unit of business. > > What is the detail and how to make it work (a > glance)? > > Take Koperasi as the example of our business entity > form. Following is some basic calculation with its > assumption: > > Assume out of the current alumni, 2/3 join new > business entity, there will be around 2100 persons. > If the initial investment per person (tabungan > pokok) or whatever you call it later, is Rp. > 500.000, therefore there will be around 1,05 billion > rupiah available as the initial investment for the > new business entity. I guess this amount should be > a fair cash amount to start a new business > especially for a type of cooperation. > Every year there will be around 300 new graduates > join the alumni, and again if 2/3 join the business, > another 100 million r! upiah per year will be added to > the investment. > If the average rate of return per year take as > 10% (conservatively) within the next 10 year, the > new business entity will have more than 3 billion > rupiah (For the shake of calculation and to make it > simple, time value of money has not been included in > the calculation yet). > > Who should manage it ? > > As mentioned earlier, we have so many expertise and > talents available in our network, let make use of > those talents productively and professionally. We > have investment expertise, lawyer, professional > marketers, business consultants, (just name it, we > have them all), it is just the question how to > manage it properly, professionally and prudently. > Following are hints of the idea: > > We will select what we call as dewan > pengurus/pelaksana (say 10-15 persons) based on > their c! ompetency (a competency based selection) > which is proposed & supported by at least 20 > persons. Portfolio of each candidate will be > comprehensively exposed to member for their proper > review and selection. > There will be a fair and agreed 'managing fee' > for the selected dewan pengurus, either it monthly > or yearly basis. However for the clerical staff, it > is better to hire it from the market as a > professional daily staffs. > The type of investment e.g. : time deposit, SBI, > Bond, reksa dana, stocks, etc, will be proposed and > executed by dewan pengurus, however there will be a > clear guideline which will be agreed by the 'rapat > anggota' as the ultimate decision maker, in a yearly > business plan > There will be a regular report (on monthly basis) > from the management to the member on their > performance, balance sheet and P&L, as well as > busi! ness plan. Every alumni member (anggota) have > the right to ask and get proper answer from the > management on the issued asked. > Share/investment will be limited to one share > only per person which further means that his vote > (hak suara) for each member will be limited to one > vote only, this is to avoid of one member monopoly > the forum. > There will be a yearly 'pembagian hasil usaha' > to the member, which will be decided by the 'rapat > umum anggota'. > > Do you think it will work and who will monitor and > make sure that our money will not be mis-used or > taken away by the dewan pengurus? > > Again as described earlier, our business entity > will be managed by a professional team who are tied > not === message truncated === __________________________________ Do you Yahoo!? Yahoo! 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