dear Rekans... kalo ide bisnis itu di integrasikan ke dalam KAGAMA-MM gimana yah? kira2 bisa masuk bidang apa tuh Mas Mardy? thanx, Adhi - 31 --- In [EMAIL PROTECTED], Sumardy Ma <[EMAIL PROTECTED]> wrote: > hehehehehe menarik juga > > kalau urusan bisnis langsung ramai deh heheheheh > > bagaimana dengan Kagama MM nih? padahal justru lagi banyak butuh bantuan di sana, memang sih ndak ada return-nya hehehehe > > thanks > > [EMAIL PROTECTED] wrote: > > > Ide yang diungkapkan mas Donny/Risto menurut saya sangat brilian dan > menjanjikan. > Patut diapresiasi dan ditindak lanjuti, but how? > > Saya pribadi mengusulkan: > 1. Membentuk tim kecil think tank/penggagas yang terdiri dari beberapa > alumni yang berminat dan mempunyai keahlian khusus dalam investasi, finance > dan bisnis. Major action plans, termasuk platform, masalah organisasi, fund > raising dll, dibahas di sini. > 2. Membuat rencana master plan jangka menengah, 5-10 tahun, untuk memberi > gambaran (general) kemana organisasi ini nantinya. Saya yakin banyak alumni > akan tertarik jika arah organisasi jelas. Ada kemungkinan banyak alumni > akan bergabung bukan karena alasan finansial an sich, mungkin karena > keterikatan emosi, kepedulian sosial dll. > 3. Membuat rencana jangka pendek investasi apa yang dapat dilakukan dengan > sukses yang dapat menarik keikutsertaan lebih banyak alumni. Sebagaimana > orang lain, kebanyakan alumni mungkin tergolong risk averse. Alumni butuh > bukti sebelum memutuskan ikut bergabung, meskipun dana yang disetor relatif > kecil. > 4. These things take time, be prudent and patient. > > Masih banyak alumni yang akan ikut urun saran, lebih baik kita lihat > bagaimana pendapat yang lain. > Maklum hal berat macam begini perlu mikir tenanan. > > Cheers, > Hary - 32inter > > nb: whistle blower itu sebenarnya sebutan untuk seseorang dalam sebuah > organisasi yang berani (menjadi martir) mengungkapkan masalah dalam > organisasi tersebut supaya orang luar tahu. jadi ingat kuliah business > ethic nya pak Bambang Sudibyo (Mendiknas) > > > > > > donny mas <[EMAIL PROTECTED]> on 12/22/2004 06:29:54 AM > > Please respond to [EMAIL PROTECTED] > > To: [EMAIL PROTECTED] > cc: (bcc: Hary Wibowo/IDSUB01/Power/ALSTOM) > > Subject: [mm-ugm] Proposal bisnis - sebuah ide pemikiran > > > > > Mas Agung, terima kasih atas masukannya, sebenarnya proposal tsb baru > dalam tahap lontaran ide saja, kalau rekan-ekan pada tertarik dengan ide > tsb, tentunya masih buuuaaanyak yg harus didiskusikan termasuk bentuk > kongrit badan hukumnya, bidang usahanya, orang-orang yg mau diajak nantinya > sebagai tim perumus, dll, dll, istilahnya saya hanya sebagai whistle blower > saja, untuk selanjutnya ditanggapi, dipikirkan lebih mendalam, dan bila > dianggap feasible, baru kita explore lebih jauh & mendetail untuk > merealisasikannya. Sekali lagi to make it happen, akan sangat memerlukan > pekerjaan besar, butuh komitment, keseriusan, pengorbanan (waktu, uang, > tenaga, pemi! kiran, dll). > > Ide/pemikiran dasar prosal tsb adalah: > > Sesuai dengan latar belakang pendidikan kita sebagai master manajemen > (baca ahli manajemen), tentunya kita dapat berbuat sesuatu sesuai dengan > keahlian kita tersebut, apalagi bila kita dapat menyatukannya dalam satu > wadah ekonomi yg cocok untuk saling bersinergi , istilahnya to make use > of it atau istilah nya pak Hani Handoko to leverage bila dijabarkan > lagi untuk dapat menghasilkan yg terbaik dari resourses yg ada. > Didalam network alumni kita terdapat begitu banyak sumber daya > (resource) yg sangat berkualitas, baik dari segi kompetensi, segi > jumlah dan juga saya kira dari sisi kemampuan financial anggota kita, > istilahnya skala ekonominya sangat memungkinkan, dan bahkan menurut saya > sangat tidak terbatas untuk diberdayakan. > Kenapa bentuknya koperasi?, karena menurut pendapat saya pribadi, > barangkali akan lebih cocok untuk kondisi kita dengan beberapa > pertimbangan sbb: (a) Bentuk hukumnya sangat sederhana, hak anggota sama > untuk semua (one member one vote), jadi tidak ada yg saling mendominasi/ > memonopoli, (b) Bukankah koperasi itu seharusnya adalah sebagai soko > guru perekonomian bangsa kita (UUD pasal 33), jadi ada baiknya kita ikut > berpartisipasi dalam mewujudkannya, (3) Almamater kita (UGM) terkenal > sebagai penganut filosofi ekonomi kerakyatan? kita harus bangga dengan > predikat itu, dan saya kira koperasi adalah salah satu wadah ekonomi > sebagai implementasi filosofi tsb (I might be wrong on this, but at > least I am still confident on that). Perihal teman yg bergabung dalam > alumni PT-nya, bentuknya adalah koperasi dan bergerak dalam bidang UKM > agro business, lumayan juga padahal anggotanya hanya sekitar 100an > orang, tetapi investasi perorangnya (tabungan awal) memang cukup besar? > kalau enggak salah 5 jetean per orang. > Soal gagasan bidang usaha yg saya lontarkan dalam proposal tsb, itu > hanya sebagai 'pemantik' saja. Esensinya adalah bahwa pada tahap-tahap > awal nantinya, tentunya tugas utama kita adalah fund raising dulu supaya > terkumpul dulu dana yg sufficient enough untuk memulainya, dan selama > dalam tahap pembelajarannya wadah ini (learning curve), sebaiknya > investasinya yg less risk, soal bentuk kongkritnya apa, monggo > disepakati, kan rekan kita banyak para ahli investasi yg bisa kasih > masukan dan advise. Dalam mimpi saya sih, misalnya dalam 25 tahun > kedepan, business entity kita tersebut punya bisnis unit yg tetap > merakyat, misalnya punya armada taxi 2000 unit yg dikelola sebara baik, > kemudian bisn! is unit lain dibidang UKM yg baiknya tetap dibidang > ekonomi kerakyatan, yg sekaligus dapat menciptakan lapangan pekerjaan > bagi banyak orang, dan bila nanti usaha kita ini sukses, kita bisa > memberikan bea siswa bagi orang-orang yg memerlukan yg baring kali juga > nantinya bisa sekaligus sebagai salah satu solusi jangka panjang > terhadap polemik 'beasiswa � hati' yg lagi hangat dimilis kita saat ini. > Perihal konsern perihal keamanan investasi ini, makanya kita akan > memilih yg terbaik dari teman kita (khususnya dari segi moral, > keribadian dan rasa tanggung jawab) untuk mengelolanya, saya kira > karena organisasi kita ini diikat oleh rasa persaudaraan emosional yg > sangat kental, saya kira dia tidak akan macam-macam, karena hal itu akan > dibawah sepanjang hayat, lagi pula kita dapat menciptakan mekanisme > monitoring & pengawasan yg berlapis melalui keterwakilan per angkatan > (hal ini bisa kita jabarkan lebih detail lagi nantinya) > > Pada intinya/ide dasarnya (missi dan visinya) adalah bagaimana > memberdayakan sumberdaya kita yg tidak terbatas ini menjadi sesuatu yg > produktif, yg bisa sebagai wadah penampungan kreatifitas manajerial kita > dan sekali gus sebagai wahana pengabdian social group kita dalam turut > menciptakan lowongan kerja dinegeri kita ini (jangan lupa lho penganguran > terbuka saja sudah diatas 10 juta orang saat ini, dan pengguran terselubung > bisa mencapai 45 jutaan). > > Begitu banyak wacana, ide, usul berlontaran dimilis kita, tapi belum > mengarah kepada realisasi yg mengkerucut.. so shouldn't we do something on > it? When and how?..... seperti dalam kuliah-kuliah manajemen di kelas kita > (kebetulan saya ambil konsentrasi strategic management), pekerjaan besar > itu umumnya dimulai dari ide kecil? biasanya ide itu berjuta jumlahnya, > merealisasikanya itu yg suuusaaaah. Saya kutipkan sebuah kata bijak dari > suatu buku motivasi (lupa judulnya) bahwa persamaan dan perbedaan antara > seorang pemimpi dan seorang leader hanyalah seujung rambut. Keduanya > mempuyai jutaan mimpi, hanya sang pemimpi, tiap malam menggandakan mimpinya > itu dalam mimpi lagi (tiap malam berpimpi teruuuuussss), sementara sorang > leader itu pick one of his dream and do something on it and make it happen? > ah kok kayak seminar-seminar motivasi di MLM saja?. > > salam - risto > > > Agung turanto <[EMAIL PROTECTED]> wrote: > > > Mas idenya mgkin menarik...tp maaf saya merasa ada yg > krg sinkron!! mas mengajukan bentuknya koperasi, tp > aktivitasnya kok banyak bgt investasi di surat > berharganya...setau saya, investasi di surat berharga > adalah bisnis yg sangat2 restricted, byk bgt > regulasinya dan setau saya tidak semua bentuk badan > usaha bisa dgn mudah transaksi. dan kalo emang > pengennya investasi di surat berharga sudah banyak > institusi keuangan yg menawarkan dgn jaminan yg > tentunya sudah profesional. > anyway salut utk Mas yg sudah payah buat sesuatu yg > lebih riil, dibanding hanya sebatas omong2 saja...adu > argumen yg ga jelas hasil akhirnya. yg pasti suatu > saat ada seleksi alam...siapa yg mo aktif terus dan > serius thd ide2 di milis ini atau cuma sekedar jd > penggembira aja. so, explore terus mas Donny and juga > mas PAW buat ide2nya yg lebih konkret...! .saya sbg > junior siap membantu!! > > > Regards, > > Agung Turanto S. > BNI - Investor Relations > > > --- donny mas wrote: > > > Rekan-rekan, > > Dibawah ini terlampir sebuah iide proposal bisnis > > untuk dipertimbangkan. Mohon maaf dibuat dalam > > bahasa Inggris, (sengaja memang) supaya rekan kita > > yg jurusan internasional, dan mereka yg memang orang > > asing tetapi alumni MM, dapat mengerti. kan alumni > > MM UGM itu berasal dai manca negara dan berada di > > manca negara juga, yg saat ini kita semua > > dipersatukan secara virtual dengan kemajuan IT. Ini > > hanya ide dasar saja, detailnya dapat kita explore > > nanti bila proposal ini berterima dihati (dan > > berterima dipikiran juga tentunya). Istilahnya, does > > it make sense to explore?..... Exuse my english if > > it is not proper enough. > > > > Ijinkan saya mengucapkan SELAMAT NATAL 2004 bagi > > rekan-re! kan yg merayakannya, dan SELAMAT TAHUN BARU > > 2005 untuk kita semua. Semoga tahun baru 2005 > > memberikan harapan-harapan baru, sukses-sukses baru > > bagi kita semua baik dalam pekerjaan kita maupun > > dalam kehidupan individu kita masing-masing. > > > > Salam > > Risto - akt I ex Jkt. > > > > A BISNIS PROPOSAL > > > > (Draft only) > > > > Introduction > > > > First of all, being new to the alumni of MM-UGM, I > > might be not aware that such the following business > > proposal might have been proposed earlier or even > > have been implemented in the current alumni network. > > If it is so, please accept my deepest apology for > > such my non-awareness and just delete this email > > from your inbox, however if such kind of business > > has not been existed in our current alumni network, > > it might be worthy to think it over and consider. > > > > Background and fact> > > As per latest statistic (as far as I know), member > > of alumni of MM UGM as of today has reached to > > approximately 3200 persons. The member itself > > consist of thousand variety of individual talent and > > expertise, which is spread across the country (and > > even overseas) in many layers of professions, > > occupations either it government sector, private > > sector, entrepreneurs or in any other field of > > profession. From an economic point of view, for sure > > this unlimited resources could be a huge potential > > to explore. So why don't we do something on it? > > Based on this simple background and fact, I would > > like to draw your attention to think it deeply for > > possibility to explore and make it happen. > > > > What is it? > > > > The purpose is to set up a new business entity for > > the member. We could discuss later the proper form > > of the new business eithe! r it in the form of > > cooperation, PT, Yayasan, or any other form. See > > what is the pro & cons, strength and weakness, and > > then choose the most suitable form to our alumni > > network characteristic especially towards the > > current trend of virtual society which had made > > people become borderless in any aspect of our human > > life, therefore, the form of our business entity > > should be able to accommodate such borderless & > > virtual society. > > > > What is the mission & vision of the business entity? > > > > As per theory, the mission is to answer the question > > of 'why we exist or why do we need to set up the new > > business entity, what is the urgency of doing so?, > > meantime the vision, is to answer the question of ' > > what we want to be in long term?. Therefore the > > Mission will be: To help the alumni member (MM > > alumni), to improve the quality life of the member, > > economically, spiritually and emotionally. The > > Vision : To establish a proper, professional > > business entity, that can sustain in long term, and > > through this business entity could help the alumni > > to build, improve their human being quality of life. > > We want his new business entity in long term (at > > least in the next 25 years) could grow as one of the > > reputable & professional business player in > > Indonesia. > > > > What is the form of the new business entity? > > > > Personally, I prefer to choose cooperation > > (koperasi) as the form of our business entity. Why > > koperasi? And why not the other form such as PT, > > Yayasan, etc?. Frankly, I opine, Koperasi will be > > more suitable to our current network condition, also > > because the simplicity to manage it, and due to the > > fact which has shown that Koperasi can grow to be a > > key player i! n many countries such as in Singapore, > > the biggest department store there (no need to > > mentioned the name) is owned by Koperasi, in > > Europe, Koperasi also can own companies that operate > > internationally. In local scope, I knew one alumni > > from one of top university in Indonesia, also formed > > a Koperasi as their business entity, and so far it > > runs pretty well and profitably. However this is > > just a personal opinion. If other colleagues find > > other better form, why not. Let's explore it. > > > > What is the core & line of business of this > > proposal? > > > > At the first stage, as a learning stage for our > > group, it probably more prudent to invest in a less > > risky investment, short term and medium scale such > > as time deposit, government bond, reksa dana (the > > proper one of course), etc, Later once we are ready, > > once our cash is sufficient and once we are> confidence enough, we can > diversify our line of > > business in a more variety unit of business. > > > > What is the detail and how to make it work (a > > glance)? > > > > Take Koperasi as the example of our business entity > > form. Following is some basic calculation with its > > assumption: > > > > Assume out of the current alumni, 2/3 join new > > business entity, there will be around 2100 persons. > > If the initial investment per person (tabungan > > pokok) or whatever you call it later, is Rp. > > 500.000, therefore there will be around 1,05 billion > > rupiah available as the initial investment for the > > new business entity. I guess this amount should be > > a fair cash amount to start a new business > > especially for a type of cooperation. > > Every year there will be around 300 new graduates > > join the alumni, and again if 2/3 join the business, > > another 100 million r! upiah per year will be added to > > the investment. > > If the average rate of return per year take as > > 10% (conservatively) within the next 10 year, the > > new business entity will have more than 3 billion > > rupiah (For the shake of calculation and to make it > > simple, time value of money has not been included in > > the calculation yet). > > > > Who should manage it ? > > > > As mentioned earlier, we have so many expertise and > > talents available in our network, let make use of > > those talents productively and professionally. We > > have investment expertise, lawyer, professional > > marketers, business consultants, (just name it, we > > have them all), it is just the question how to > > manage it properly, professionally and prudently. > > Following are hints of the idea: > > > > We will select what we call as dewan > > pengurus/pelaksana (say 10-15 persons) based on > > their c! ompetency (a competency based selection) > > which is proposed & supported by at least 20 > > persons. Portfolio of each candidate will be > > comprehensively exposed to member for their proper > > review and selection. > > There will be a fair and agreed 'managing fee' > > for the selected dewan pengurus, either it monthly > > or yearly basis. However for the clerical staff, it > > is better to hire it from the market as a > > professional daily staffs. > > The type of investment e.g. : time deposit, SBI, > > Bond, reksa dana, stocks, etc, will be proposed and > > executed by dewan pengurus, however there will be a > > clear guideline which will be agreed by the 'rapat > > anggota' as the ultimate decision maker, in a yearly > > business plan > > There will be a regular report (on monthly basis) > > from the management to the member on their > > performance, balance sheet and P&L, as well as > > busi! ness plan. Every alumni member (anggota) have > > the right to ask and get proper answer from the > > management on the issued asked. > > Share/investment will be limited to one share > > only per person which further means that his vote > > (hak suara) for each member will be limited to one > > vote only, this is to avoid of one member monopoly > > the forum. > > There will be a yearly 'pembagian hasil usaha' > > to the member, which will be decided by the 'rapat > > umum anggota'. > > > > Do you think it will work and who will monitor and > > make sure that our money will not be mis-used or > > taken away by the dewan pengurus? > > > > Again as described earlier, our business entity > > will be managed by a professional team who are tied > > not > === message truncated === > > > > > __________________________________ > Do you Yahoo!? > Yahoo! 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