Oh I wish this were just another importing issue. This is "stupid
user" issue.

Remember that I am ignoring all history (for now). I am starting from
scratch. Like a good boy I go and set up my spending plan. I figure
out what all my bills are and add them to a bucket until I account for
all my known bills. Then I go and add all my "estimated" expenses like
gas for the car, eating out, groceries, etc (report from quicken for a
solid pall bark). That was what I did last week.

So today I get to T-0 and start paying bills and I get to my car
payment. I have no idea what bucket I used to plan for this expense.
Was it "debt repayment" or "automobile"? While that exact bucket
doesn't matter for this expense I wondering on the philosophy of which
bucket for what expense. In Q these things had their own little
expense category/bucket as the transfer.

Again the mechanics are understood. It is the "spending plan"
philosophy that makes moneywell work that is being examined (not
questions, but refined). I am leaning toward a philosophy that any
money owed is a debt and should be tracked as "debt repayment". An
auto loan isn't really an automobile expense as much as an interest
bearing debt. Since I am having to retool I thought I would survey the
experienced and see how for off in left field I am this time.

An Karen, never under estimate the ability of a male of the species to
stagnate or progress in a backward manner. Women no longer have to try
to show us how slow we are. We prove it ourselves eventually.

Jaysen

On Jan 1, 12:55 pm, Kevin Hoctor <[email protected]> wrote:
> On Jan 1, 2009, at 10:12 AM, Jaysen wrote:
>
> > I know I am slower than most, but I think I made a boo boo. Hopefully
> > someone can offer some quick and simple guidance.
>
> > Following Kevin's KISS principle for bucketing I did not create
> > buckets for each loan payment. I allocated my car payments in either
> > "Debt Repayment", "Automobile", or "Loans". Now a normal person
> > probably would have updated the descriptions to indicate which
> > expenses are associated with which bucket, but I have never claimed
> > "normalcy".
>
> > So what do the rest of you do? I figure I have to sort all this out as
> > I did this for just about every bill I have. Luckily some are easier
> > than others. It is hard for me to confuse just what the "Gas and
> > Electric" bucket is for.
>
> Jaysen,
>
> When I moved my transactions over from Quicken, I had a huge mess of  
> categories and various names for the same payee. What I ended up doing  
> was selecting several transactions at once and doing a mass edit in  
> the transaction detail. I also did a lot of dragging and dropping to  
> new buckets to consolidate them. It's easier to do now with 1.4 since  
> you can hold down the Option key while dragging one bucket to another  
> to merge them.
>
> In one case, I had my auto insurance and homeowners insurance confused  
> because they are both State Farm and both similar amounts. I actually  
> ended up filtering my transactions to "State Farm" and sorting by date  
> so I could select every other one and give it a unique name (State  
> Farm Auto and State Farm Homeowners). I also updated my memorized  
> transactions for each so the automatic payments, which had slightly  
> different names, would comply with this new naming scheme and I could  
> keep my one insurance bucket but still retain some detail in my  
> reporting.
>
> Peace,
>
> Kevin Hoctor
> [email protected]
> No Thirst Software LLChttp://nothirst.comhttp://kevinhoctor.blogspot.com
--~--~---------~--~----~------------~-------~--~----~
You received this message because you are subscribed to the Google Groups "No 
Thirst Software User Forum" group.
To post to this group, send email to [email protected]
To unsubscribe from this group, send email to 
[email protected]
For more options, visit this group at 
http://groups.google.com/group/no-thirst-software?hl=en
-~----------~----~----~----~------~----~------~--~---

Reply via email to