I have a (highly modified) OsCommerce site that has been running in NZ for a few years. I'm setting up a clone site for the Australian operation and at the very last moment I've found out that Westpac Australia require them to use 3D Secure. The credit card processing is via DPS Pxpost and I'll call DPS on Monday, but thought that people here may have come across this before and are able to give me a clue.
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