On 27/08/2010 9:22 p.m., Michael Adams wrote:
Sorry to change topic, but you have got my curiosity aroused with this
sideways at debit cards. Why-so?
It's my understanding that Debit cards have different liability terms
and conditions to credit cards which see the cardholder wear more of the
liability if it's used fraudulently. IIRC this only kicks in if you
leave it longer than 48 hours to notify the bank. I'm sure this varies
from bank to bank, and things could well have changed since I last
checked it out.
The other issue with debit cards is that they don't always work. We had
a couple of visa debit card customers complain recently about their
cards being declined on our site despite there being funds available -
we emailed Securepaytech and they worked some magic at their end and got
it working - but we had to ask. I'd find this frustrating if it was me
trying to buy stuff online.
Harvey.
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