Joanna writes:

>> Elizabeth Warren did a fabulous lecture about this where she showed that
>> the overconsumption lay in three areas: health, education, and housing.
>> Period. She looked at everything else and found flat or declining
>> consumption.

Health, education and housing.  What do they have in common?  Oh yeah -- the 
three areas of the economy most favored by the tax code and government subsidy. 
 Looks like people are rationally responding to the incentives and rules 
presented.

David Shemano




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