Hi Keith/All This might not apply to everyone on the list but a few areas of experience which might be worth looking into when getting the new contract.
I'd advise checking with your insurance company about the status of your cover if you travel abroad. My insurance company, snivelling duplicitous and contemptible thieves that they are, never bothered to advise me that they have personally classified Zimbabwe as being in a state of 'civil war' and were unwilling to indemnify me. The Foreign Office doesn't recognise this classification although it advises against unnecessary travel. Normally, I am fully insured under international cover for periods of 30 days abroad at a time and am aware of the standard terms of force majeure so would have made alternative arrangements. I'd also suggest that you check the policy regarding what constitutes security in a locked vehicle. I was prompted to check my policy at the suggestion of a friend who had suffered a loss and the standard terms declared that he was indemnified if the boot could only be opened with a key externally. Most modern cars offer the 'convenience' of fold down back seats for greater flexibility but insurance companies view this as a risk because it makes it easier to access the contents of the boot via a smashed side window. I'm in a coffee shop at the moment so don't have all the details to hand although I can provide them if requested. I also recall a recent issue of Professional Photographer doing a feature on insurance companies and a new one had started up specifically for pro shooters. I have no experience of this new company but can pass the details on for anyone interested when I'm back home. Just drop me a note on list or privately. Kind regards Alex =============================================================== GO TO http://www.prodig.org for ~ GUIDELINES ~ un/SUBSCRIBING ~ ITEMS for SALE
