I like this approach.

--- [EMAIL PROTECTED] wrote:

> It's a little differenct context, but a solution
> that works for me with rental properties is to write
> the lease for $50 more than the payment I expect,
> then give a $50 discount if paid within the first
> five days.
> 
> If they go beyond there, they know they pay the full
> price and psychologically a discount feels better
> than avoiding a penalty.
> 
> --
> Larry Miller 
> 
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