On Dec 3, 2007 8:50 PM, Pete Theisen <[EMAIL PROTECTED]> wrote:

> On Monday 03 December 2007 18:20, Michael Madigan wrote:
> > It does help to make sure your due date is always
> > honored with zero tolerance.
> >
> > I forgot to pay my credit card this month and the next
> > day I got a call from them wondering where my payment
> > was.  I can only think that late payments are on the
> > rise and they are in a cash-flow crunch.
>
> Hi Michael!
>
> Your GF could try the pre-pay approach. I took piano lessons from a lady
> who
> did that. If you missed a day she would credit you so you didn't overpay.


My son's teacher had just to opposite approach.  You paid for your lesson
that was a booked event.  If you missed it, you still owe for her time that
was NOT used.  She is also my wife's best friend and we were treated just
like any other student/family.


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