tapi sampe detik ini gua masih belum lupa bahwa elu pernah ber cita2 pensiun di indonesia. kalo ngga ngaku ntar gua ubek2 arsip ak jaman yahoogroups.
--- In [email protected], Harry Adinegara <sans_culotte_30@...> wrote: > > Living in the lucky country or......are we afterall spoilt? >  > Memang terasa saat ini apa2 ,kebutuhan se-hari2 naik, begitu juga yang aku > rasakan rumah yang kami beli 17 tahunan yang lalu > sekarang dipasaran melonjak 3X.Properti , rumah hunian disini arealnya lebih > gede ketimbang di Amerika. Wide open spaces... > memang aku rasakan ketimbang misalnya di Jerman (dimana aku pernah tinggal), > banyak taman2 luas yang teratur rapi dan bersih, > ini dapat ditemui disetiap kota diAustralia. >  Kenaikan keperluan hidup se-hari2 ini diakibatkan a.l.  karena nilai > tukar dollar Aussie lebih tinggi dibanding dengan US $. Saat ini > rate-nya 1Aus$= 1.03US$, selang beberapa waktu mencapai 1A$=1.10 US$. > Mungkin juga nilai tukar terhadap rupiah akan naik juga. > Ngak salah lah, aku sering katakan Australia bak.....heaven on earth. Yang > patut di banggakan yalah santunan terhadap kemaslahatan > rakyatnya bisa dikatakan tertinggi di dunia, social security no 1. > SDA Australia melimpah ruah, hasil export ini bernilai ber-billiun2 dollar > setahun-nya , semuanya kembali untuk merawat kemaslahatan-nya rakyat banyak, > bukan di tilep oleh pemimpin2nya. Pikir2 bila dibanding dengan Indonesia > benua Australia itu bukan apa2-nya, SDA,SDM di Indonesia melimpah > ruah, tapi "berkat" mismanagement makanya  negara jadi deldel duwel, yang > kaya ...tambah kaya yang miskin ....makan sekali sehari sudah dibilang mujur. >  > Harry Adinegara >  >  >  > Subject: Living in the Lucky country comes at a cost. > > Living in the Lucky Country comes at a cost > October 19, 2011, 4:23 pm By Michael Yardney Yahoo!7 > For me, there is no question that we are indeed a very lucky country â" many > would even suggest we are "spoilt". > * > Michael Yardney is a director of Metropole Property Strategists who create > wealth for their clients through independent, unbiased property advice and > advocacy. Michael has often been called Australia's leading expert in wealth > creation through property and his opinions have been featured in major > newspapers and magazines throughout Australia.Full Bio » > Sydney and Melbourne both now have the dubious honour as two of the top ten > most expensive cities in which to live according to the Worldwide Cost of > Living 2011 Survey, conducted by the Economist Magazine's Intelligence Unit > (EIU.) > And while some media outlets are having a field day with the negative > implications such as the rising cost of living, more families struggling > financially, households increasingly experiencing mortgage stress and so on; > others are criticising the magazine suggesting the Economist Intelligence > Unit is an oxymoron and should be renamed. > I know I've often disagreed with some of their assessments of Australian > property, but I am happy to agree with a different report, their Global > Liveability Survey, which anointed Melbourne as the world's most liveable > city. > One the best thing about winning the top spot is that Sydney must be envious > only ranking 6th, with Perth and Adelaide ranking joint 8th and Brisbane > lagging the other Australian capitals ranking 21st. (More from Michael > Yardney: Where Are Property Prices Heading?) > What they were measuring > Back to being amongst the most expensive country to live in...firstly lets > understand what they were measuring. > To measure the cost of living the EIU looked at "point of sale" prices for > more than 160 everyday consumer items in 140 major cities around the world, > and then ranked each city according to its cost of living. > According to this study, Sydney and Melbourne ranked sixth and seventh as the > most expensive places to live, while Perth and Brisbane just failed to make > top ten status, coming in at 13th and 14th place. This is in stark contrast > to a decade ago, when Sydney and Melbourne were ranked as the 71st and 80th > most expensive cities, and Perth was in the 91st position and Brisbane was > 93rd. > Two major reasons > There are two major reasons why a city's cost-of-living index will change > over time: exchange rate movements and price movement. > The report explains that the remarkable rise in the cost of living in > Australian cities over the last decade, came at a period in which the value > of the Australian dollar has moved from around 50 US cents to passing parity > with the US dollar. > Essentially, if the local currency strengthens or inflation pushes up the > price of goods increase (both of which have occurred here since over the last > decade), the relative cost of living will also rise. (More from Michael > Yardney: Treat Your Property Investment Like A Business) > There's no sugar coating it > There's no sugar coating it...the cost of living and property prices are > expensive in Australia, but for a good reason when you consider our general > economic wealth, our ever expanding population and all the new development > struggling to keep up with the escalating demand. > However rather than focusing on the prospect of paying more for the > Australian way of life (which, let's face it, won't change the price of our > groceries or real estate), perhaps we should take a different perspective. > You probably believe in the old adage - you get what you pay for â" right? > The lucky country > So doesn't it go without saying that if you want to live in what most people > perceive as "the lucky country", then you're going to have to be prepared to > pay for living in the best place on the planet! > In other words, we need to be prepared to pay more for our higher standard of > living comes at a premium. For the privilege of enjoying our relatively clean > environment, low unemployment, stable economy and larger homes clustered > around major coastal cities. > Now while we might feel a little hard done by and, on occasions, whinge about > the significant increase in house prices, rents and our grocery bills, > consider the residents of those countries that came in last. (More from > Yahoo!7 Finance: Six Investing Rules From The World's Top Investors) > We are spoilt > Would you really like to reside in the likes of Pakistan's Karachi, the > cheapest place to live and work where the cost of living is less than > one-third of that of Tokyo? Or what about the infamous Indian cities of > Mumbai and New Delhi, where poverty is rife and the rate of homelessness is > through the roof? > Rounding out the bottom ten on the cost of living index are cities dotted > throughout the troubled Middle East and North Africa, with the low cost of > living in these parts driven by a mix of weakened currencies, low levels of > development and, in some cases, price controls and subsidies in staple goods. > For me, there is no question that we are indeed a very lucky country â" many > would even suggest we are "spoilt". After all, we enjoy a glut of wide open > spaces, comparatively clean beaches, jobs for those who want to work, homes > with all of the modern conveniences we've come to expect, excellent > investment opportunities there for the taking and a world leading economy. > At the end of the day, I guess you really do get what you pay for! > Oh - one last thought... > If we are widely recognized as the most liveable country in what is fast > becoming an increasingly inhospitable world, would-be residents will be > beating a path to our door and we'll end up with a big Australia after all. > Where are we going to put all those people? > Don't get me wrong â" I think we need a growing population to support our > economy and replace our retiring Baby Boomer workforce. In the words of a > famous past Prime Minister â" we must populate or perish. > Christopher Joye, director of Rismark estimates that Australia will likely > have to absorb 2.3 million additional households over the next 15 years > alone. BIS Shrapnel estimates that this translates into a new home building > requirement of about 3 million properties once you account for demolitions > and the historical share of unoccupied homes (e.g., holiday houses, etc). > There is no doubt that this substantial increase in population will bring > with it many social, political, infrastructure and environmental concerns. > The fact is that our politicians must make some hard decisions and start > investing in improving our infrastructure so we can have the sustainable > growth that will ensure we remain the lucky country. (More from Yahoo!7 > Finance: Buying vs Renting â" Which Will Make Wou Richer?) > Michael Yardney is a director of Metropole Property Strategists who create > wealth for their clients through independent, unbiased property advice and > advocacy. He is best-selling author, one of Australia's leading experts in > wealth creation through property and writes the Property Update blog. > Subscribe today and you'll receive a free video training â" The Golden Rules > of Property Investment. > More from Yahoo!7 Finance: > > [Non-text portions of this message have been removed] > ------------------------------------ Post message: [email protected] Subscribe : [email protected] Unsubscribe : [email protected] List owner : [email protected] Homepage : http://proletar.8m.com/Yahoo! 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