Biaya perawatan gigi memang tidak / belum ditanggung oleh Medicare. Penggantian bianyanya diberikan bagi yang membayar asuransi kesehatan pribadi. Bagi yang punya pendapatan sebaiknya memiliki asuransi ini karena Pemerintah mengembalikan 30% biaya melalui pengembalian pajak.
--- In [email protected], "Bukan Pedanda" <bukan.pedanda@...> wrote: > > > Sekedar perbanding berbagai welfare states. Lihat petanya dan perbedaan > warnanya.. > > Australia memang termasuk yagn bagus tapi belum sebagus beberapa negeri Eropa > Utara. > > > http://en.wikipedia.org/wiki/Welfare_state > > --- In [email protected], "Teddy S." <teddyr@> wrote: > > > > Berlainan dengan keadaan di AS di mana harga propertinya jatuh tajam, di > > Australia terjadi kebalikannya. Australia menerima ratusan ribu tenaga > > trampil tiap tahunnya yang telah terseleksi dengan baik dan sekarang yang > > banyak datang adalah orang-orang asal RRC dan India dengan sebelumnya > > berdasarkan statistik mayoritas yang datang adalah orang-orang asal > > Inggris. Mereka ini akan memerlukan tempat tinggal, sementara Pemerintah > > Australia tidak terlibat dalam pembangunan rumah baru. Dengan adanya > > 'negative gearing' maka orang banyak bisa terlibat dalam pengadaan > > rumah-rumah baru bahkan menjadi milyuner dengan dimilikinya sedemikian > > banyak rumah yang disewakan. > > > > Ada berita yang cukup menyesakan para pensiunan di mana para pengungsi asal > > manusia perahu ditampung dalam hotel-hotel mewah di Queensland dengan > > masing-masing orang masih menerima lagi uang saku sebesar A$ 400 per > > minggu. Berita semacam ini tentunya akan menyebabkan semakin banyaknya > > perahu-perahu pengungsi berdatangan. > > > > Ibu saya memegang kartu Medicare hingga segala biaya rumah sakit gratis. > > Beliau baru saja menyelesaikan 3 kali prosedur ERCP untuk mengambil > > batu-batu empedu dengan tanpa membayar sedikitpun juga. Yang mahal adalah > > biaya parkirnya yang A$ 19 setelah lewat 3 jam. Dengan adanya kartu konsesi > > Commonwealth Seniors Health Card, maka tiap resep dokter bisa ditebus > > dengan hanya membayar A$ 5,60 saja. Disamping itu dalam beberapa tahun lagi > > ibu saya sudah berhak untuk menerima santunan pensiun, padahal ibu saya > > sebelumnya tidak pernah membayar pajak di Australia. > > > > Bekas kolega saya yang lulusan IIT Roorkee menyatakan betapa beruntungnya > > tinggal di Australia yang aman dengan anak-aank bisa tumbuh dan berkembang > > secara optimal. Orang ini dulunya pernah bekerja pada Alcatel Jerman selama > > beberapa tahun. > > > > Dalam berbagai survai posisi Australia selalu menempati peringkat-peringkat > > terbaik, jadi tampaknya benar juga bahwa Australia is the lucky country. > > > > > > --- In [email protected], Harry Adinegara <sans_culotte_30@> wrote: > > > > > > Living in the lucky country or......are we afterall spoilt? > > >  > > > Memang terasa saat ini apa2 ,kebutuhan se-hari2 naik, begitu juga yang > > > aku rasakan rumah yang kami beli 17 tahunan yang lalu > > > sekarang dipasaran melonjak 3X.Properti , rumah hunian disini arealnya > > > lebih gede ketimbang di Amerika. Wide open spaces... > > > memang aku rasakan ketimbang misalnya di Jerman (dimana aku pernah > > > tinggal), banyak taman2 luas yang teratur rapi dan bersih, > > > ini dapat ditemui disetiap kota diAustralia. > > >  Kenaikan keperluan hidup se-hari2 ini diakibatkan a.l.  karena > > > nilai tukar dollar Aussie lebih tinggi dibanding dengan US $. Saat ini > > > rate-nya 1Aus$= 1.03US$, selang beberapa waktu mencapai 1A$=1.10 US$. > > > Mungkin juga nilai tukar terhadap rupiah akan naik juga. > > > Ngak salah lah, aku sering katakan Australia bak.....heaven on earth. > > > Yang patut di banggakan yalah santunan terhadap kemaslahatan > > > rakyatnya bisa dikatakan tertinggi di dunia, social security no 1. > > > SDA Australia melimpah ruah, hasil export ini bernilai ber-billiun2 > > > dollar setahun-nya , semuanya kembali untuk merawat kemaslahatan-nya > > > rakyat banyak, > > > bukan di tilep oleh pemimpin2nya. Pikir2 bila dibanding dengan Indonesia > > > benua Australia itu bukan apa2-nya, SDA,SDM di Indonesia melimpah > > > ruah, tapi "berkat" mismanagement makanya  negara jadi deldel duwel, > > > yang kaya ...tambah kaya yang miskin ....makan sekali sehari sudah > > > dibilang mujur. > > >  > > > Harry Adinegara > > >  > > >  > > >  > > > Subject: Living in the Lucky country comes at a cost. > > > > > > Living in the Lucky Country comes at a cost > > > October 19, 2011, 4:23 pm By Michael Yardney Yahoo!7 > > > For me, there is no question that we are indeed a very lucky country â" > > > many would even suggest we are "spoilt". > > > * > > > Michael Yardney is a director of Metropole Property Strategists who > > > create wealth for their clients through independent, unbiased property > > > advice and advocacy. Michael has often been called Australia's leading > > > expert in wealth creation through property and his opinions have been > > > featured in major newspapers and magazines throughout Australia.Full Bio > > > » > > > Sydney and Melbourne both now have the dubious honour as two of the top > > > ten most expensive cities in which to live according to the Worldwide > > > Cost of Living 2011 Survey, conducted by the Economist Magazine's > > > Intelligence Unit (EIU.) > > > And while some media outlets are having a field day with the negative > > > implications such as the rising cost of living, more families struggling > > > financially, households increasingly experiencing mortgage stress and so > > > on; others are criticising the magazine suggesting the Economist > > > Intelligence Unit is an oxymoron and should be renamed. > > > I know I've often disagreed with some of their assessments of Australian > > > property, but I am happy to agree with a different report, their Global > > > Liveability Survey, which anointed Melbourne as the world's most liveable > > > city. > > > One the best thing about winning the top spot is that Sydney must be > > > envious only ranking 6th, with Perth and Adelaide ranking joint 8th and > > > Brisbane lagging the other Australian capitals ranking 21st. (More from > > > Michael Yardney: Where Are Property Prices Heading?) > > > What they were measuring > > > Back to being amongst the most expensive country to live in...firstly > > > lets understand what they were measuring. > > > To measure the cost of living the EIU looked at "point of sale" prices > > > for more than 160 everyday consumer items in 140 major cities around the > > > world, and then ranked each city according to its cost of living. > > > According to this study, Sydney and Melbourne ranked sixth and seventh as > > > the most expensive places to live, while Perth and Brisbane just failed > > > to make top ten status, coming in at 13th and 14th place. This is in > > > stark contrast to a decade ago, when Sydney and Melbourne were ranked as > > > the 71st and 80th most expensive cities, and Perth was in the 91st > > > position and Brisbane was 93rd. > > > Two major reasons > > > There are two major reasons why a city's cost-of-living index will change > > > over time: exchange rate movements and price movement. > > > The report explains that the remarkable rise in the cost of living in > > > Australian cities over the last decade, came at a period in which the > > > value of the Australian dollar has moved from around 50 US cents to > > > passing parity with the US dollar. > > > Essentially, if the local currency strengthens or inflation pushes up the > > > price of goods increase (both of which have occurred here since over the > > > last decade), the relative cost of living will also rise. (More from > > > Michael Yardney: Treat Your Property Investment Like A Business) > > > There's no sugar coating it > > > There's no sugar coating it...the cost of living and property prices are > > > expensive in Australia, but for a good reason when you consider our > > > general economic wealth, our ever expanding population and all the new > > > development struggling to keep up with the escalating demand. > > > However rather than focusing on the prospect of paying more for the > > > Australian way of life (which, let's face it, won't change the price of > > > our groceries or real estate), perhaps we should take a different > > > perspective. > > > You probably believe in the old adage - you get what you pay for â" > > > right? > > > The lucky country > > > So doesn't it go without saying that if you want to live in what most > > > people perceive as "the lucky country", then you're going to have to be > > > prepared to pay for living in the best place on the planet! > > > In other words, we need to be prepared to pay more for our higher > > > standard of living comes at a premium. For the privilege of enjoying our > > > relatively clean environment, low unemployment, stable economy and larger > > > homes clustered around major coastal cities. > > > Now while we might feel a little hard done by and, on occasions, whinge > > > about the significant increase in house prices, rents and our grocery > > > bills, consider the residents of those countries that came in last. (More > > > from Yahoo!7 Finance: Six Investing Rules From The World's Top Investors) > > > We are spoilt > > > Would you really like to reside in the likes of Pakistan's Karachi, the > > > cheapest place to live and work where the cost of living is less than > > > one-third of that of Tokyo? Or what about the infamous Indian cities of > > > Mumbai and New Delhi, where poverty is rife and the rate of homelessness > > > is through the roof? > > > Rounding out the bottom ten on the cost of living index are cities dotted > > > throughout the troubled Middle East and North Africa, with the low cost > > > of living in these parts driven by a mix of weakened currencies, low > > > levels of development and, in some cases, price controls and subsidies in > > > staple goods. > > > For me, there is no question that we are indeed a very lucky country â" > > > many would even suggest we are "spoilt". After all, we enjoy a glut of > > > wide open spaces, comparatively clean beaches, jobs for those who want to > > > work, homes with all of the modern conveniences we've come to expect, > > > excellent investment opportunities there for the taking and a world > > > leading economy. > > > At the end of the day, I guess you really do get what you pay for! > > > Oh - one last thought... > > > If we are widely recognized as the most liveable country in what is fast > > > becoming an increasingly inhospitable world, would-be residents will be > > > beating a path to our door and we'll end up with a big Australia after > > > all. > > > Where are we going to put all those people? > > > Don't get me wrong â" I think we need a growing population to support > > > our economy and replace our retiring Baby Boomer workforce. In the words > > > of a famous past Prime Minister â" we must populate or perish. > > > Christopher Joye, director of Rismark estimates that Australia will > > > likely have to absorb 2.3 million additional households over the next 15 > > > years alone. BIS Shrapnel estimates that this translates into a new home > > > building requirement of about 3 million properties once you account for > > > demolitions and the historical share of unoccupied homes (e.g., holiday > > > houses, etc). > > > There is no doubt that this substantial increase in population will bring > > > with it many social, political, infrastructure and environmental concerns. > > > The fact is that our politicians must make some hard decisions and start > > > investing in improving our infrastructure so we can have the sustainable > > > growth that will ensure we remain the lucky country. (More from Yahoo!7 > > > Finance: Buying vs Renting â" Which Will Make Wou Richer?) > > > Michael Yardney is a director of Metropole Property Strategists who > > > create wealth for their clients through independent, unbiased property > > > advice and advocacy. He is best-selling author, one of Australia's > > > leading experts in wealth creation through property and writes the > > > Property Update blog. Subscribe today and you'll receive a free video > > > training â" The Golden Rules of Property Investment. > > > More from Yahoo!7 Finance: > > > > > > [Non-text portions of this message have been removed] > > > > > > ------------------------------------ Post message: [email protected] Subscribe : [email protected] Unsubscribe : [email protected] List owner : [email protected] Homepage : http://proletar.8m.com/Yahoo! 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