Lucky is definitely the word Wally.  Good AND bad luck actually -  just 
bought 4 new tires, new speakers for the radio, new AC compressor... and a  
completely fluke accident.  I was afraid they'd pry it back into shape and  
return it 
to me.  I would have sold it on the street hopefully for enough  to cover my 
loan - but I would have felt bad thru the whole thing.  I'm  really glad it 
turned out like it did.  wifey has vowed never to get behind  the wheel again - 
unless we move the seat over, or leave the motor  off.   parking is definitely 
a problem, the only way I'm safe is to  park cornerwise in two spots with the 
door pointed out to the  driveway.   did it the other way once and someone 
squeezed into the  1/2 a spot I left open with my door facing in.  even the 
handicapped spots  are no good as people park over their lines into the hash 
marks 
between us and  block me,  or a motorcycle will park on the hash marks - - 
the trip in from  the last spot where no one wants to park anyway isn't all 
that 
bad.  I just  drop wifey off up front.  from now on, I'm PLANNING my luck - 
no more  trusting the stars.
Dave
 
 
In a message dated 2/28/2007 9:43:09 A.M. US Mountain Standard Time,  
wheelchair writes:

 
Consider yourself most fortunate.  I've seen vehicles with worse  damage that 
were repaired and returned to its owner.  Your old van, will  be sold to a 
junk yard for 100-200 bucks with a scrap title.  He can  never be sold again as 
a used vehicle.  However, that same vehicle will  be chopped and parted for 
individual parts totaling thousands of dollars in  parts.  But that is the name 
of the game.
You might consider adding a safety feature to your car that prevent that  
from happening again, or watch where you park.
Best Wishes
W
 
 
 
In a message dated 2/28/2007 10:38:44 A.M. Central Standard Time,  
[EMAIL PROTECTED] writes:

No - once totaled and paid off by the primary ins company, they (the  ins co) 
now owns the van.  The gap insurance is from a 3rd party who  will send the 
lender the difference of what my primary insurer pays and what  I owe.    
Basically, my lender (Credit Union) gets paid in  full for the remaining 
balance 
due on my old van partly from my primary  insurer ( Farmers ) and partly by the 
Gap Insurer.   I'm free and  clear.    I don't completely understand why the 
Gap Insurer  will send my lender $1,000 just for buying $220 worth of coverage 
from them  again on the new van.... that's a complete mystery to me.   I'll  
let you know when I find out.
 



 



 
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