Amen John!  Also a lot of a those parking placards are expired or belong to 
someone else not in the car and that illegal!  Dan T.

[EMAIL PROTECTED] wrote:    I'm only going to say this one time. Get two 
traffic cones, (stealing them is the best way because they get stolen a lot). 
Block the space beside your van with them. If you do get parked in then go in 
the store and tell them that car has left its lights on.
  If you live in an area where you always get parked in, try using spaces 
farther away. Doctors give out those parking permits like they use to give out 
lollipops. I've seen people with handicapped parking permits for being obese. I 
know your all thinking what I'm thinking. Say something to doctors about it 
when you see them. I do.
   
  john 
   
 
-----Original Message-----
From: [EMAIL PROTECTED]
To: [email protected]
Sent: Wed, 28 Feb 2007 12:22 PM
Subject: Re: [QUAD-L] Smacked my van - Gap Insurance

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BORDER-BOTTOM: #dadad6 1px solid; HEIGHT: 206px  }            Lucky is 
definitely the word Wally.  Good AND bad luck actually - just bought 4 new 
tires, new
 speakers for the radio, new AC compressor... and a completely fluke accident.  
I was afraid they'd pry it back into shape and return it to me.  I would have 
sold it on the street hopefully for enough to cover my loan - but I would have 
felt bad thru the whole thing.  I'm really glad it turned out like it did.  
wifey has vowed never to get behind the wheel again - unless we move the seat 
over, or leave the motor off.   parking is definitely a problem, the only way 
I'm safe is to park cornerwise in two spots with the door pointed out to the 
driveway.   did it the other way once and someone squeezed into the 1/2 a spot 
I left open with my door facing in.  even the handicapped spots are no good as 
people park over their lines into the hash marks between us and block me,  or a 
motorcycle will park on the hash marks - - the! trip in from the last spot 
where no one wants to park anyway isn't all that bad.  I just drop wifey off up 
front.  from now on, I'm PLANNING my luck - no
 more trusting the stars.
  Dave
   
   
  In a message dated 2/28/2007 9:43:09 A.M. US Mountain Standard Time, 
wheelchair writes:
      Consider yourself most fortunate.  I've seen vehicles with worse damage 
that were repaired and returned to its owner.  Your old van, will be sold to a 
junk yard for 100-200 bucks with a scrap title.  He can never be sold again as 
a used vehicle.  However, that same vehicle will be chopped and parted for 
individual parts totaling thousands of dollars in parts.  But that is the name 
of the game.
  You might consider adding a safety feature to your car that prevent that from 
happening again, or watch where you park.
  Best Wishes
  W
   
   
   
  In a message dated 2/28/2007 10:38:44 A.M. Central Standard Time, [EMAIL 
PROTECTED] writes:
    No - once totaled and paid off by the primary ins company, they (the ins 
co) now owns the van.  The gap insurance is from a 3rd party who will send the 
lender the difference of what my primary insurer pays and what I owe.    
Basically, my lender (Credit Union) gets paid in full for the remaining balance 
due on my old van partly from my primary insurer ( Farmers ) and partly by the 
Gap Insurer.   I'm free and clear.    I don't completely understand why the Gap 
Insurer will send my lender $1,000 just for buying $220 worth of coverage from 
them again on the new van.... that's a complete mystery to me.   I'll let you 
know when I find out.
   

  
   



  
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