Hi Boss, Don't you think that it depends on FROM WHICH ANGLE we see it? Some people see it from the growth of net income and it's alright.
If the income missed the Bloomberg's and Reuters' analysts' expectation, we may also say that the analysts may NOT always RIGHT in making the analysis. They may have high expectation but things go as they do and turn out as they are. Don't you think so? For assets managers, it's up to them to stand on which angle. For us traders, we just follow where the big money flows. As long as we make profit in our investment that's sufficient. @Moderator: Thank you for approval, Bang IAN. Happy to be a happy student in your milist. With warm regards, Nindya Club-9twitter: Nindya9 **Sent with cuan and joy from Club9** --- On Thu, 8/3/12, positif01 <[email protected]> wrote: From: positif01 <[email protected]> Subject: [saham] BMRI Lapkeu Q4-2011: media melaporkan To: Date: Thursday, 8 March, 2012, 20:00 Berikut beberapa media mentajukkan rilis laporan keuangan BMRI setelah penutupan perdagangan sebagaimana indikasi dalam post kami Selasa lalu (http://tinyurl.com/6s554bn) - Semangat, dan yang penting tonjolkan angka yang besar: Bisnis Indonesia: KINERJA BANK: Mandiri Raih Laba Rp12,25 Triliun (http://www.bisnis.com/articles/kinerja-bank-mandiri-raih-laba-rp12-25-triliun) inilah.com: Laba Bersih Bank Mandiri Capai Rp12,2 T di 2011 (http://pasarmodal.inilah.com/read/detail/1838633/laba-bersih-bank-mandiri-capai-rp122-t-di-2011) Investor Daily: 2011, Laba Bersih Bank Mandiri Rp12,2 Triliun (http://www.investor.co.id/moneyandbanking/2011-laba-bersih-bank-mandiri-rp122-triliun/31595) - Optimis boleh, tetapi isi harus realistis: Bloomberg: Bank Mandiri 2011 Profit Rises 33% on Lending Growth, Fees (http://www.bloomberg.com/news/2012-03-08/bank-mandiri-2011-profit-rises-33-on-lending-growth-fees.html) Puas baca judul dengan data tahunan minus kuartalan terakhir (belum sempat reviu lebih dalam)? Jangan dulu. Bloomberg: Net income climbed to 12.2 trillion rupiah ($1.34 billion) from 9.2 trillion rupiah a year earlier, the company said in a statement in Jakarta today. A survey of 28 analysts by Bloomberg estimated net income of 12.32 trillion rupiah last year. Missed estimates! Sudah cukup bagi investor untuk mendapatkan gambaran fair? Belum sampai Anda mengkonfirmasi reportase berikut yang straight forward dengan terawang kuartal terkini: Bank Mandiri, Indonesia's biggest lender, saw fourth quarter 2011 net profit up 6.4 percent, on lending growth as benchmark interest rates were cut to a record low. State-owned Mandiri, which aims to expand its reach into Southeast Asia and China, reported on Thursday full year 2011 net profit of 12.2 trillion rupiah. This compared with a net profit of 9.2 trillion rupiah in the year-ago period. Analysts forecast full-year 2012 net profit at 13.57 trillion rupiah, according to Thomson Reuters' I/B/E/S. Indonesia's Bank Mandiri Q4 net profit rises 6.4 pct (http://www.reuters.com/article/2012/03/08/mandiri-result-idUSJ9E8D600D20120308) Missed estimates, both Bloomberg & ReutersNet profit q-o-q a year ago hanya 6,4%Declining performance and bigger NIM pressures ahead Dividen akan diturunkan 20% Asset-income manager, what are you looking for? Value? PremiumIncome? Being cut Need more discount against risk premium! -- '+' Follow positif01indo on Twitter: https://twitter.com/#!/positif01indo Persetujuan request followers baru diberikan hanya satu kali tiap akhir kuartal maks 500 request / diskresi kami.
