Wah jangan begitu..ntar pos-strip susah cari uang kalau gak gembar-2 soal asing 
:d
Lah hidupnya dari mana dong mbak satu itu :d


sent with loveĀ®

-----Original Message-----
From: Jefry CHANG <[email protected]>
Sender: [email protected]
Date: Thu, 8 Mar 2012 20:54:30 
To: [email protected]<[email protected]>
Reply-To: [email protected]
Cc: [email protected]<[email protected]>
Subject: Re: [saham] BMRI Lapkeu Q4-2011: media melaporkan

Yang penting naik Pak, jgn coba under estimate local company, peduli banget apa 
kata asing. 

Best Regards,


Sent from my iPad

On Mar 8, 2012, at 8:14 PM, Sugianto Vijayo <[email protected]> wrote:

> pokoknya naik pak hari ini dan besok.... :)
> 
> 
> On Thu, Mar 8, 2012 at 8:00 PM, positif01 <[email protected]> wrote:
>  
> Berikut beberapa media mentajukkan rilis laporan keuangan BMRI setelah 
> penutupan perdagangan sebagaimana indikasi dalam post kami Selasa lalu 
> (http://tinyurl.com/6s554bn)
> 
> - Semangat, dan yang penting tonjolkan angka yang besar: 
> 
> Bisnis Indonesia: KINERJA BANK: Mandiri Raih Laba Rp12,25 Triliun 
> (http://www.bisnis.com/articles/kinerja-bank-mandiri-raih-laba-rp12-25-triliun)
> inilah.com: Laba Bersih Bank Mandiri Capai Rp12,2 T di 2011 
> (http://pasarmodal.inilah.com/read/detail/1838633/laba-bersih-bank-mandiri-capai-rp122-t-di-2011)
> Investor Daily: 2011, Laba Bersih Bank Mandiri Rp12,2 Triliun 
> (http://www.investor.co.id/moneyandbanking/2011-laba-bersih-bank-mandiri-rp122-triliun/31595)
> 
> - Optimis boleh, tetapi isi harus realistis:
> 
> Bloomberg: Bank Mandiri 2011 Profit Rises 33% on Lending Growth, Fees 
> (http://www.bloomberg.com/news/2012-03-08/bank-mandiri-2011-profit-rises-33-on-lending-growth-fees.html)
> 
> Puas baca judul dengan data tahunan minus kuartalan terakhir (belum sempat 
> reviu lebih dalam)? Jangan dulu.
> 
> Bloomberg:  Net income climbed to 12.2 trillion rupiah ($1.34 billion) from 
> 9.2 trillion rupiah a year earlier, the company said in a statement in 
> Jakarta today. A survey of 28 analysts by Bloomberg estimated net income of 
> 12.32 trillion rupiah last year. 
> 
> Missed estimates!
> 
> Sudah cukup bagi investor untuk mendapatkan gambaran fair? Belum sampai Anda 
> mengkonfirmasi reportase berikut yang straight forward dengan terawang 
> kuartal terkini:
> 
> Bank Mandiri, Indonesia's biggest lender, saw fourth quarter 2011 net profit 
> up 6.4 percent, on lending growth as benchmark interest rates were cut to a 
> record low.
> 
> State-owned Mandiri, which aims to expand its reach into Southeast Asia and 
> China, reported on Thursday full year 2011 net profit of 12.2 trillion 
> rupiah. This compared with a net profit of 9.2 trillion rupiah in the 
> year-ago period.
> 
> Analysts forecast full-year 2012 net profit at 13.57 trillion rupiah, 
> according to Thomson Reuters' I/B/E/S.
> 
> Indonesia's Bank Mandiri Q4 net profit rises 6.4 pct 
> (http://www.reuters.com/article/2012/03/08/mandiri-result-idUSJ9E8D600D20120308)
> 
> Missed estimates, both Bloomberg & Reuters
> Net profit q-o-q a year ago hanya 6,4%
> Declining performance and bigger NIM pressures ahead
> Dividen akan diturunkan 20%
> 
> Asset-income manager, what are you looking for?
> 
> Value? Premium
> Income? Being cut
> 
> Need more discount against risk premium!
> -- 
> '+'
> 
> Follow positif01indo on Twitter: https://twitter.com/#!/positif01indo
> 
> Persetujuan request followers baru diberikan hanya satu kali tiap akhir 
> kuartal maks 500 request / diskresi kami.
> 
> 
> 

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