Maybe a transgender :d

sorry, sebel banget liat tulisan nya. Udah di filter tp tiap kali ada yg repply 
jadi kebaca :d

Anw, analyst estimate selalu berdasarkan data historical di proyeksikan ke 
depan dengan asumsi independent masing-2 ya.

Diskon terhadap risk premium bukan dihitung terhadap analyst consensus tapi 
terhadap zero risk benchmark, yang toh turun juga.

Jadi biarin ajahlah diputer-puter sama dia asal keliatan pinter :d

Ntar juga dapat barang murah kita seneng-2 ajah  :d

sent with loveĀ®

-----Original Message-----
From: Jefry CHANG <[email protected]>
Sender: [email protected]
Date: Thu, 8 Mar 2012 21:01:46 
To: [email protected]<[email protected]>
Reply-To: [email protected]
Cc: [email protected]<[email protected]>
Subject: Re: [saham] BMRI Lapkeu Q4-2011: media melaporkan

Oh dia cewek toch? pantesan suka yang SALE.   Besok ada midnite SALE tu di 
Gading. 

Best Regards,

Sastro Chang
Sent from my iPad

On Mar 8, 2012, at 8:56 PM, "katrin" <[email protected]> wrote:

> Wah jangan begitu..ntar pos-strip susah cari uang kalau gak gembar-2 soal 
> asing :d
> Lah hidupnya dari mana dong mbak satu itu :d
> 
> 
> sent with loveĀ®
> From: Jefry CHANG <[email protected]>
> Sender: [email protected]
> Date: Thu, 8 Mar 2012 20:54:30 +0700
> To: [email protected]<[email protected]>
> ReplyTo: [email protected]
> Cc: [email protected]<[email protected]>
> Subject: Re: [saham] BMRI Lapkeu Q4-2011: media melaporkan
> 
>  
> Yang penting naik Pak, jgn coba under estimate local company, peduli banget 
> apa kata asing. 
> 
> Best Regards,
> 
> 
> Sent from my iPad
> 
> On Mar 8, 2012, at 8:14 PM, Sugianto Vijayo <[email protected]> wrote:
> 
>>  
>> pokoknya naik pak hari ini dan besok.... :)
>> 
>> 
>> On Thu, Mar 8, 2012 at 8:00 PM, positif01 <[email protected]> wrote:
>>  
>> Berikut beberapa media mentajukkan rilis laporan keuangan BMRI setelah 
>> penutupan perdagangan sebagaimana indikasi dalam post kami Selasa lalu 
>> (http://tinyurl.com/6s554bn)
>> 
>> - Semangat, dan yang penting tonjolkan angka yang besar: 
>> 
>> Bisnis Indonesia: KINERJA BANK: Mandiri Raih Laba Rp12,25 Triliun 
>> (http://www.bisnis.com/articles/kinerja-bank-mandiri-raih-laba-rp12-25-triliun)
>> inilah.com: Laba Bersih Bank Mandiri Capai Rp12,2 T di 2011 
>> (http://pasarmodal.inilah.com/read/detail/1838633/laba-bersih-bank-mandiri-capai-rp122-t-di-2011)
>> Investor Daily: 2011, Laba Bersih Bank Mandiri Rp12,2 Triliun 
>> (http://www.investor.co.id/moneyandbanking/2011-laba-bersih-bank-mandiri-rp122-triliun/31595)
>> 
>> - Optimis boleh, tetapi isi harus realistis:
>> 
>> Bloomberg: Bank Mandiri 2011 Profit Rises 33% on Lending Growth, Fees 
>> (http://www.bloomberg.com/news/2012-03-08/bank-mandiri-2011-profit-rises-33-on-lending-growth-fees.html)
>> 
>> Puas baca judul dengan data tahunan minus kuartalan terakhir (belum sempat 
>> reviu lebih dalam)? Jangan dulu.
>> 
>> Bloomberg:  Net income climbed to 12.2 trillion rupiah ($1.34 billion) from 
>> 9.2 trillion rupiah a year earlier, the company said in a statement in 
>> Jakarta today. A survey of 28 analysts by Bloomberg estimated net income of 
>> 12.32 trillion rupiah last year. 
>> 
>> Missed estimates!
>> 
>> Sudah cukup bagi investor untuk mendapatkan gambaran fair? Belum sampai Anda 
>> mengkonfirmasi reportase berikut yang straight forward dengan terawang 
>> kuartal terkini:
>> 
>> Bank Mandiri, Indonesia's biggest lender, saw fourth quarter 2011 net profit 
>> up 6.4 percent, on lending growth as benchmark interest rates were cut to a 
>> record low.
>> 
>> State-owned Mandiri, which aims to expand its reach into Southeast Asia and 
>> China, reported on Thursday full year 2011 net profit of 12.2 trillion 
>> rupiah. This compared with a net profit of 9.2 trillion rupiah in the 
>> year-ago period.
>> 
>> Analysts forecast full-year 2012 net profit at 13.57 trillion rupiah, 
>> according to Thomson Reuters' I/B/E/S.
>> 
>> Indonesia's Bank Mandiri Q4 net profit rises 6.4 pct 
>> (http://www.reuters.com/article/2012/03/08/mandiri-result-idUSJ9E8D600D20120308)
>> 
>> Missed estimates, both Bloomberg & Reuters
>> Net profit q-o-q a year ago hanya 6,4%
>> Declining performance and bigger NIM pressures ahead
>> Dividen akan diturunkan 20%
>> 
>> Asset-income manager, what are you looking for?
>> 
>> Value? Premium
>> Income? Being cut
>> 
>> Need more discount against risk premium!
>> -- 
>> '+'
>> 
>> Follow positif01indo on Twitter: https://twitter.com/#!/positif01indo
>> 
>> Persetujuan request followers baru diberikan hanya satu kali tiap akhir 
>> kuartal maks 500 request / diskresi kami.
>> 
>> 
> =
> 

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