Selamat malam, Kangmas Iching. Long time no see. Apa kabar?

Maaf, Nin boleh memilih untuk tidak  menjawab pertanyaan Kangmas, ya? Hehehee. 

It's always a blessing to be a happy student whenever and wherever the chance 
allows me. 


Salam rindu,
Nindya


**Sent with cuan and joy**

-----Original Message-----
From: "saham_us" <[email protected]>
Sender: [email protected]
Date: Thu, 08 Mar 2012 14:06:50 
To: <[email protected]>
Reply-To: [email protected]
Subject: [saham] Re: BMRI Lapkeu Q4-2011: media melaporkan

he..he..si jeng nonggol juga di sini akhirnya
emang kurang rame di milis jend ya :)




--- In [email protected], Nindya9 <nindya9@...> wrote:
>
> Hi Boss,
> 
> Don't you think that it depends on FROM WHICH ANGLE we see it?
> Some people see it from the growth of net income and it's alright. 
> 
> If the income missed the Bloomberg's and Reuters' analysts' expectation, we 
> may also say that the analysts may NOT always RIGHT in making the analysis. 
> They may have high expectation but things go as they do and turn out as they 
> are. Don't you think so?
> 
> For assets managers, it's up to them to stand on which angle. For us traders, 
> we just follow where the big money flows. As long as we make profit in our 
> investment that's sufficient.
> 
> @Moderator: Thank you for approval, Bang IAN. Happy to be a happy student in 
> your milist.
> 
> With warm regards,
> Nindya Club-9twitter: Nindya9  
> **Sent with cuan and joy  from Club9** 
> 
> 
> --- On Thu, 8/3/12, positif01 <positif01@...> wrote:
> 
> From: positif01 <positif01@...>
> Subject: [saham] BMRI Lapkeu Q4-2011: media melaporkan
> To: 
> Date: Thursday, 8 March, 2012, 20:00
> 
> 
> 
> 
> 
> 
> 
> 
> 
> 
> 
> 
> 
> 
> 
> 
>  
> 
> 
> 
>   
> 
> 
>     
>       
>       
>       Berikut beberapa media mentajukkan rilis laporan keuangan BMRI setelah 
> penutupan perdagangan sebagaimana indikasi dalam post kami Selasa lalu 
> (http://tinyurl.com/6s554bn)
> 
> 
> - Semangat, dan yang penting tonjolkan angka yang besar: 
> Bisnis Indonesia: KINERJA BANK: Mandiri Raih Laba Rp12,25 Triliun 
> (http://www.bisnis.com/articles/kinerja-bank-mandiri-raih-laba-rp12-25-triliun)
> 
> 
> inilah.com: Laba Bersih Bank Mandiri Capai Rp12,2 T di 2011 
> (http://pasarmodal.inilah.com/read/detail/1838633/laba-bersih-bank-mandiri-capai-rp122-t-di-2011)
> 
> 
> Investor Daily: 2011, Laba Bersih Bank Mandiri Rp12,2 Triliun 
> (http://www.investor.co.id/moneyandbanking/2011-laba-bersih-bank-mandiri-rp122-triliun/31595)
> 
> 
> 
> - Optimis boleh, tetapi isi harus realistis:
> Bloomberg: Bank Mandiri 2011 Profit Rises 33% on Lending Growth, Fees 
> (http://www.bloomberg.com/news/2012-03-08/bank-mandiri-2011-profit-rises-33-on-lending-growth-fees.html)
> 
> 
> 
> Puas baca judul dengan data tahunan minus kuartalan terakhir (belum sempat 
> reviu lebih dalam)? Jangan dulu.
> Bloomberg:  Net income climbed to 12.2 trillion rupiah ($1.34 billion) from 
> 9.2 trillion rupiah a year earlier, the company said in a statement in 
> Jakarta today. A survey of 28 analysts by Bloomberg estimated net income of 
> 12.32 trillion rupiah last year. 
> 
> 
> 
> Missed estimates!
> Sudah cukup bagi investor untuk mendapatkan gambaran fair? Belum sampai Anda 
> mengkonfirmasi reportase berikut yang straight forward dengan terawang 
> kuartal terkini:
> 
> 
> 
> Bank Mandiri, Indonesia's biggest lender, saw fourth quarter 2011 net profit 
> up 6.4 percent, on lending growth as benchmark interest rates were cut to a 
> record low.
> 
> 
> 
> State-owned Mandiri, which aims to expand its reach into Southeast Asia and 
> China, reported on Thursday full year 2011 net profit of 12.2 trillion 
> rupiah. This compared with a net profit of 9.2 trillion rupiah in the 
> year-ago period.
> 
> 
> 
> Analysts forecast full-year 2012 net profit at 13.57 trillion rupiah, 
> according to Thomson Reuters' I/B/E/S.
> Indonesia's Bank Mandiri Q4 net profit rises 6.4 pct 
> (http://www.reuters.com/article/2012/03/08/mandiri-result-idUSJ9E8D600D20120308)
> 
> 
> 
> Missed estimates, both Bloomberg & ReutersNet profit q-o-q a year ago hanya 
> 6,4%Declining performance and bigger NIM pressures ahead
> 
> Dividen akan diturunkan 20%
> 
> Asset-income manager, what are you looking for?
> Value? PremiumIncome? Being cut
> Need more discount against risk premium!
> 
> -- 
> 
> '+'
> Follow positif01indo on Twitter: https://twitter.com/#!/positif01indo
> 
> 
> 
> 
> Persetujuan request followers baru diberikan hanya satu kali tiap akhir 
> kuartal maks 500 request / diskresi kami.
>



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