Re: [MBZ] OT insurance, full coverage or no?
It had nothing to do with the bidding process, just the buying of senators. On Thu, May 27, 2021 at 1:19 PM Mitch Haley via Mercedes < mercedes@okiebenz.com> wrote: > On 2021-05-27 12:53, G Mann via Mercedes wrote: > > I am in total agreement with you, except on one point which I hold as > > very > > important. > > That point is, not all learning happens in school. Life does not give > > participation trophies for attendance, only for performance. > > > Ha. 3/4 of the US Senate wants to give a Bezos/Boeing space project a > $10 Billion participation trophy for failing to win a contract. > > The actual contract award that was given to the better bid, well, > Congress has agreed to pay $850 Million of the projected $2.9 Billion > total. > > Let that sink in: The company with the better rocket at half the price > gets less than a Billion, while Senators scramble to throw ten times as > much at the loser. > > > https://www.msn.com/en-us/news/technology/bezos-blue-origin-may-get-second-shot-at-nasa-dollars-via-e2-80-98bailout-e2-80-99-amendment/ar-AAKnxOs > > ___ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > -- OK Don "Whenever you find yourself on the side of the majority, it is time to pause and reflect." Mark Twain “Basic research is what I’m doing when I don’t know what I am doing.” Wernher Von Braun 2013 F150, 18 mpg 2017 Subaru Legacy, 30 mpg 1957 C182A, 12 mpg - but at 150 mph! ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
On 2021-05-27 12:53, G Mann via Mercedes wrote: I am in total agreement with you, except on one point which I hold as very important. That point is, not all learning happens in school. Life does not give participation trophies for attendance, only for performance. Ha. 3/4 of the US Senate wants to give a Bezos/Boeing space project a $10 Billion participation trophy for failing to win a contract. The actual contract award that was given to the better bid, well, Congress has agreed to pay $850 Million of the projected $2.9 Billion total. Let that sink in: The company with the better rocket at half the price gets less than a Billion, while Senators scramble to throw ten times as much at the loser. https://www.msn.com/en-us/news/technology/bezos-blue-origin-may-get-second-shot-at-nasa-dollars-via-e2-80-98bailout-e2-80-99-amendment/ar-AAKnxOs ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
Humans do amazingly well, despite the fact that we come to this world naked, hungry, unable to speak, and have no manual for operation on arrival. Couple all that with the uncomfortable fact that the people you were born to also have no parenting manual to follow, and it's a real success story that any of us survive.. ;)) On Thu, May 27, 2021 at 10:24 AM Dan Penoff via Mercedes < mercedes@okiebenz.com> wrote: > I’m in absolute agreement with you. My point was as my Dad always said > when we were school aged people: > > “Your “job” as it were is to focus on your studies and become educated.” > > We had to work for spending money, but things that weren’t easily > attainable working no more than 20 hours a week at minimum wage were either > provided to us or subsidized in some manner. The point being is that it’s > easy for a young person to lose focus on what’s important at that time in > life and go off the rails, for example, work too much in order to generate > money and let education slip. That was not acceptable in my household, as > everyone was expected to have their nose in the books and be a successful > student. > > Providing funding for essential needs, like car insurance, doesn’t derail > or redirect someone’s performance. Not only that, making sure there is an > understanding of the significance of such benefits has value as well. And > no one gets a free ride - that assistance comes with strings attached, such > as responsibilities around the house. > > -D > > > On May 27, 2021, at 12:53 PM, G Mann via Mercedes > wrote: > > > > I am in total agreement with you, except on one point which I hold as > very > > important. > > That point is, not all learning happens in school. Life does not give > > participation trophies for attendance, only for performance. The > principle > > that adulthood is suddenly bestowed upon a young person because they have > > reached a certain age is not valid. The abilities of learning at school > and > > performing in other areas concurrently are joint, not separate, in real > > life. As adult parents and mentors, I hold it is our duty to guide > children > > to be "young adults in training" through the growth experience. We hold > > their hands while they learn to walk, but soon they take great pride in > > walking on their own.. The rest of growing up to adulthood is a strong > > parallel to that early moment. > > > > My Grandmother [who was truly a saint who raised 11 highly successful > > children] said often, "There are no bad children, only bad parents." I > > find wisdom and guidance in those words. > > > > On Thu, May 27, 2021 at 3:26 AM Dan Penoff via Mercedes < > > mercedes@okiebenz.com> wrote: > > > >> While in principle I agree with you, as when one is paying for something > >> out of their own money it suddenly has value, it’s not realistic in > places > >> like Florida where a teenage driver’s insurance can be several thousand > >> dollars a year. That and I don’t want my kids having to work their > bottoms > >> off trying to pay bills when they need to be focused on learning and > >> getting good grades. Once they get out in the workforce or leave home, > >> certainly, they can assume the mantle of adulthood and be responsible. > AS > >> long as they’re at home and in school, I’ll subsidize some (not all) of > >> their expenses in order to keep them focused on learning. > >> > >> -D > >> > >>> On May 27, 2021, at 2:01 AM, G Mann via Mercedes < > mercedes@okiebenz.com> > >> wrote: > >>> > >>> My house rules on cars for kids was: [all responsible adults now] : > >>> "If you are old enough and mature enough to drive, you are old enough > and > >>> mature enough to earn enough money to buy and support your own car, > >>> including insurance and license expenses. " > >>> "Part of your training to become a responsible adult and be treated > like > >>> one, is to take responsibility for your own actions and things. I'm > only > >>> here to offer guidance about how you can accomplish those personal > goals. > >>> If you want to have a car to drive, you have to want to support the > >>> expenses to keep it legally insured and safe to drive. " > >>> > >>> Some call it the "tough love approach", however, my view is, childhood > is > >>> best defined as "adults in training". > >>> > >>> > >>> On Wed, May 26, 2021 at 7:36 PM Max Dillon via Mercedes < > >>> mercedes@okiebenz.com> wrote: > >>> > I'd say depends on the drivers too. Youngish may mean expensive > insurance, but the driver has matured and can drive and care for a > >> decent > car. 25 years old is a number that the insco used to use as the > >> arbitrary > dividing line, may still be. > > I would not carry full coverage on a $5k car, but I have a nice > >> emergency > fund that can cover a replacement. I'm self insured, don't need to > pay > >> the > insco beyond liability. > > Are you the bank of Mom & Dad? > > Max Dillon >
Re: [MBZ] OT insurance, full coverage or no?
I’m in absolute agreement with you. My point was as my Dad always said when we were school aged people: “Your “job” as it were is to focus on your studies and become educated.” We had to work for spending money, but things that weren’t easily attainable working no more than 20 hours a week at minimum wage were either provided to us or subsidized in some manner. The point being is that it’s easy for a young person to lose focus on what’s important at that time in life and go off the rails, for example, work too much in order to generate money and let education slip. That was not acceptable in my household, as everyone was expected to have their nose in the books and be a successful student. Providing funding for essential needs, like car insurance, doesn’t derail or redirect someone’s performance. Not only that, making sure there is an understanding of the significance of such benefits has value as well. And no one gets a free ride - that assistance comes with strings attached, such as responsibilities around the house. -D > On May 27, 2021, at 12:53 PM, G Mann via Mercedes > wrote: > > I am in total agreement with you, except on one point which I hold as very > important. > That point is, not all learning happens in school. Life does not give > participation trophies for attendance, only for performance. The principle > that adulthood is suddenly bestowed upon a young person because they have > reached a certain age is not valid. The abilities of learning at school and > performing in other areas concurrently are joint, not separate, in real > life. As adult parents and mentors, I hold it is our duty to guide children > to be "young adults in training" through the growth experience. We hold > their hands while they learn to walk, but soon they take great pride in > walking on their own.. The rest of growing up to adulthood is a strong > parallel to that early moment. > > My Grandmother [who was truly a saint who raised 11 highly successful > children] said often, "There are no bad children, only bad parents." I > find wisdom and guidance in those words. > > On Thu, May 27, 2021 at 3:26 AM Dan Penoff via Mercedes < > mercedes@okiebenz.com> wrote: > >> While in principle I agree with you, as when one is paying for something >> out of their own money it suddenly has value, it’s not realistic in places >> like Florida where a teenage driver’s insurance can be several thousand >> dollars a year. That and I don’t want my kids having to work their bottoms >> off trying to pay bills when they need to be focused on learning and >> getting good grades. Once they get out in the workforce or leave home, >> certainly, they can assume the mantle of adulthood and be responsible. AS >> long as they’re at home and in school, I’ll subsidize some (not all) of >> their expenses in order to keep them focused on learning. >> >> -D >> >>> On May 27, 2021, at 2:01 AM, G Mann via Mercedes >> wrote: >>> >>> My house rules on cars for kids was: [all responsible adults now] : >>> "If you are old enough and mature enough to drive, you are old enough and >>> mature enough to earn enough money to buy and support your own car, >>> including insurance and license expenses. " >>> "Part of your training to become a responsible adult and be treated like >>> one, is to take responsibility for your own actions and things. I'm only >>> here to offer guidance about how you can accomplish those personal goals. >>> If you want to have a car to drive, you have to want to support the >>> expenses to keep it legally insured and safe to drive. " >>> >>> Some call it the "tough love approach", however, my view is, childhood is >>> best defined as "adults in training". >>> >>> >>> On Wed, May 26, 2021 at 7:36 PM Max Dillon via Mercedes < >>> mercedes@okiebenz.com> wrote: >>> I'd say depends on the drivers too. Youngish may mean expensive insurance, but the driver has matured and can drive and care for a >> decent car. 25 years old is a number that the insco used to use as the >> arbitrary dividing line, may still be. I would not carry full coverage on a $5k car, but I have a nice >> emergency fund that can cover a replacement. I'm self insured, don't need to pay >> the insco beyond liability. Are you the bank of Mom & Dad? Max Dillon Charleston SC May 26, 2021 9:29:21 PM Clay via Mercedes : > Carry liability only for the car the younglings drive. Ban them from other examples which cost more and put full coverage. Stock up some >> cash to replace the kiddy car when it gets smashed up > > clay > > I have no pronouns please do not refer to me. > > > >> On May 26, 2021, at 11:56 AM, Allan Streib via Mercedes < mercedes@okiebenz.com> wrote: >> >> Would you carry full coverage on a $5,000 car, or liability only? >> >> Looking over the coverages on my fleet
Re: [MBZ] OT insurance, full coverage or no?
I am in total agreement with you, except on one point which I hold as very important. That point is, not all learning happens in school. Life does not give participation trophies for attendance, only for performance. The principle that adulthood is suddenly bestowed upon a young person because they have reached a certain age is not valid. The abilities of learning at school and performing in other areas concurrently are joint, not separate, in real life. As adult parents and mentors, I hold it is our duty to guide children to be "young adults in training" through the growth experience. We hold their hands while they learn to walk, but soon they take great pride in walking on their own.. The rest of growing up to adulthood is a strong parallel to that early moment. My Grandmother [who was truly a saint who raised 11 highly successful children] said often, "There are no bad children, only bad parents." I find wisdom and guidance in those words. On Thu, May 27, 2021 at 3:26 AM Dan Penoff via Mercedes < mercedes@okiebenz.com> wrote: > While in principle I agree with you, as when one is paying for something > out of their own money it suddenly has value, it’s not realistic in places > like Florida where a teenage driver’s insurance can be several thousand > dollars a year. That and I don’t want my kids having to work their bottoms > off trying to pay bills when they need to be focused on learning and > getting good grades. Once they get out in the workforce or leave home, > certainly, they can assume the mantle of adulthood and be responsible. AS > long as they’re at home and in school, I’ll subsidize some (not all) of > their expenses in order to keep them focused on learning. > > -D > > > On May 27, 2021, at 2:01 AM, G Mann via Mercedes > wrote: > > > > My house rules on cars for kids was: [all responsible adults now] : > > "If you are old enough and mature enough to drive, you are old enough and > > mature enough to earn enough money to buy and support your own car, > > including insurance and license expenses. " > > "Part of your training to become a responsible adult and be treated like > > one, is to take responsibility for your own actions and things. I'm only > > here to offer guidance about how you can accomplish those personal goals. > > If you want to have a car to drive, you have to want to support the > > expenses to keep it legally insured and safe to drive. " > > > > Some call it the "tough love approach", however, my view is, childhood is > > best defined as "adults in training". > > > > > > On Wed, May 26, 2021 at 7:36 PM Max Dillon via Mercedes < > > mercedes@okiebenz.com> wrote: > > > >> I'd say depends on the drivers too. Youngish may mean expensive > >> insurance, but the driver has matured and can drive and care for a > decent > >> car. 25 years old is a number that the insco used to use as the > arbitrary > >> dividing line, may still be. > >> > >> I would not carry full coverage on a $5k car, but I have a nice > emergency > >> fund that can cover a replacement. I'm self insured, don't need to pay > the > >> insco beyond liability. > >> > >> Are you the bank of Mom & Dad? > >> > >> Max Dillon > >> Charleston SC > >> > >> > >> May 26, 2021 9:29:21 PM Clay via Mercedes : > >> > >>> Carry liability only for the car the younglings drive. Ban them from > >> other examples which cost more and put full coverage. Stock up some > cash > >> to replace the kiddy car when it gets smashed up > >>> > >>> clay > >>> > >>> I have no pronouns please do not refer to me. > >>> > >>> > >>> > On May 26, 2021, at 11:56 AM, Allan Streib via Mercedes < > >> mercedes@okiebenz.com> wrote: > > Would you carry full coverage on a $5,000 car, or liability only? > > Looking over the coverages on my fleet and trying to get the costs > down > with 3 "youthful" drivers. > > Allan > >>> ___ > >>> http://www.okiebenz.com > >>> > >>> To search list archives http://www.okiebenz.com/archive/ > >>> > >>> To Unsubscribe or change delivery options go to: > >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> > >> ___ > >> http://www.okiebenz.com > >> > >> To search list archives http://www.okiebenz.com/archive/ > >> > >> To Unsubscribe or change delivery options go to: > >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> > >> > > ___ > > http://www.okiebenz.com > > > > To search list archives http://www.okiebenz.com/archive/ > > > > To Unsubscribe or change delivery options go to: > > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > > > > ___ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >
Re: [MBZ] OT insurance, full coverage or no?
I was also of the belief that it was safer for my boys to drive than to ride with other young friends. On 27/05/2021 5:26 AM, Dan Penoff via Mercedes wrote: While in principle I agree with you, as when one is paying for something out of their own money it suddenly has value, it’s not realistic in places like Florida where a teenage driver’s insurance can be several thousand dollars a year. That and I don’t want my kids having to work their bottoms off trying to pay bills when they need to be focused on learning and getting good grades. Once they get out in the workforce or leave home, certainly, they can assume the mantle of adulthood and be responsible. AS long as they’re at home and in school, I’ll subsidize some (not all) of their expenses in order to keep them focused on learning. -D On May 27, 2021, at 2:01 AM, G Mann via Mercedes wrote: My house rules on cars for kids was: [all responsible adults now] : "If you are old enough and mature enough to drive, you are old enough and mature enough to earn enough money to buy and support your own car, including insurance and license expenses. " "Part of your training to become a responsible adult and be treated like one, is to take responsibility for your own actions and things. I'm only here to offer guidance about how you can accomplish those personal goals. If you want to have a car to drive, you have to want to support the expenses to keep it legally insured and safe to drive. " Some call it the "tough love approach", however, my view is, childhood is best defined as "adults in training". ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
That is my rule as well. They have to get their own separate policy with their own company. Sent from my iPhone > On May 27, 2021, at 1:02 AM, G Mann via Mercedes > wrote: > > My house rules on cars for kids was: [all responsible adults now] : > "If you are old enough and mature enough to drive, you are old enough and > mature enough to earn enough money to buy and support your own car, > including insurance and license expenses. " > "Part of your training to become a responsible adult and be treated like > one, is to take responsibility for your own actions and things. I'm only > here to offer guidance about how you can accomplish those personal goals. > If you want to have a car to drive, you have to want to support the > expenses to keep it legally insured and safe to drive. " > > Some call it the "tough love approach", however, my view is, childhood is > best defined as "adults in training". > > >> On Wed, May 26, 2021 at 7:36 PM Max Dillon via Mercedes < >> mercedes@okiebenz.com> wrote: >> >> I'd say depends on the drivers too. Youngish may mean expensive >> insurance, but the driver has matured and can drive and care for a decent >> car. 25 years old is a number that the insco used to use as the arbitrary >> dividing line, may still be. >> >> I would not carry full coverage on a $5k car, but I have a nice emergency >> fund that can cover a replacement. I'm self insured, don't need to pay the >> insco beyond liability. >> >> Are you the bank of Mom & Dad? >> >> Max Dillon >> Charleston SC >> >> >> May 26, 2021 9:29:21 PM Clay via Mercedes : >> >>> Carry liability only for the car the younglings drive. Ban them from >> other examples which cost more and put full coverage. Stock up some cash >> to replace the kiddy car when it gets smashed up >>> >>> clay >>> >>> I have no pronouns please do not refer to me. >>> >>> >>> On May 26, 2021, at 11:56 AM, Allan Streib via Mercedes < >> mercedes@okiebenz.com> wrote: Would you carry full coverage on a $5,000 car, or liability only? Looking over the coverages on my fleet and trying to get the costs down with 3 "youthful" drivers. Allan >>> ___ >>> http://www.okiebenz.com >>> >>> To search list archives http://www.okiebenz.com/archive/ >>> >>> To Unsubscribe or change delivery options go to: >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> >> ___ >> http://www.okiebenz.com >> >> To search list archives http://www.okiebenz.com/archive/ >> >> To Unsubscribe or change delivery options go to: >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> >> > ___ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
While in principle I agree with you, as when one is paying for something out of their own money it suddenly has value, it’s not realistic in places like Florida where a teenage driver’s insurance can be several thousand dollars a year. That and I don’t want my kids having to work their bottoms off trying to pay bills when they need to be focused on learning and getting good grades. Once they get out in the workforce or leave home, certainly, they can assume the mantle of adulthood and be responsible. AS long as they’re at home and in school, I’ll subsidize some (not all) of their expenses in order to keep them focused on learning. -D > On May 27, 2021, at 2:01 AM, G Mann via Mercedes > wrote: > > My house rules on cars for kids was: [all responsible adults now] : > "If you are old enough and mature enough to drive, you are old enough and > mature enough to earn enough money to buy and support your own car, > including insurance and license expenses. " > "Part of your training to become a responsible adult and be treated like > one, is to take responsibility for your own actions and things. I'm only > here to offer guidance about how you can accomplish those personal goals. > If you want to have a car to drive, you have to want to support the > expenses to keep it legally insured and safe to drive. " > > Some call it the "tough love approach", however, my view is, childhood is > best defined as "adults in training". > > > On Wed, May 26, 2021 at 7:36 PM Max Dillon via Mercedes < > mercedes@okiebenz.com> wrote: > >> I'd say depends on the drivers too. Youngish may mean expensive >> insurance, but the driver has matured and can drive and care for a decent >> car. 25 years old is a number that the insco used to use as the arbitrary >> dividing line, may still be. >> >> I would not carry full coverage on a $5k car, but I have a nice emergency >> fund that can cover a replacement. I'm self insured, don't need to pay the >> insco beyond liability. >> >> Are you the bank of Mom & Dad? >> >> Max Dillon >> Charleston SC >> >> >> May 26, 2021 9:29:21 PM Clay via Mercedes : >> >>> Carry liability only for the car the younglings drive. Ban them from >> other examples which cost more and put full coverage. Stock up some cash >> to replace the kiddy car when it gets smashed up >>> >>> clay >>> >>> I have no pronouns please do not refer to me. >>> >>> >>> On May 26, 2021, at 11:56 AM, Allan Streib via Mercedes < >> mercedes@okiebenz.com> wrote: Would you carry full coverage on a $5,000 car, or liability only? Looking over the coverages on my fleet and trying to get the costs down with 3 "youthful" drivers. Allan >>> ___ >>> http://www.okiebenz.com >>> >>> To search list archives http://www.okiebenz.com/archive/ >>> >>> To Unsubscribe or change delivery options go to: >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> >> ___ >> http://www.okiebenz.com >> >> To search list archives http://www.okiebenz.com/archive/ >> >> To Unsubscribe or change delivery options go to: >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> >> > ___ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
My house rules on cars for kids was: [all responsible adults now] : "If you are old enough and mature enough to drive, you are old enough and mature enough to earn enough money to buy and support your own car, including insurance and license expenses. " "Part of your training to become a responsible adult and be treated like one, is to take responsibility for your own actions and things. I'm only here to offer guidance about how you can accomplish those personal goals. If you want to have a car to drive, you have to want to support the expenses to keep it legally insured and safe to drive. " Some call it the "tough love approach", however, my view is, childhood is best defined as "adults in training". On Wed, May 26, 2021 at 7:36 PM Max Dillon via Mercedes < mercedes@okiebenz.com> wrote: > I'd say depends on the drivers too. Youngish may mean expensive > insurance, but the driver has matured and can drive and care for a decent > car. 25 years old is a number that the insco used to use as the arbitrary > dividing line, may still be. > > I would not carry full coverage on a $5k car, but I have a nice emergency > fund that can cover a replacement. I'm self insured, don't need to pay the > insco beyond liability. > > Are you the bank of Mom & Dad? > > Max Dillon > Charleston SC > > > May 26, 2021 9:29:21 PM Clay via Mercedes : > > > Carry liability only for the car the younglings drive. Ban them from > other examples which cost more and put full coverage. Stock up some cash > to replace the kiddy car when it gets smashed up > > > > clay > > > > I have no pronouns please do not refer to me. > > > > > > > >> On May 26, 2021, at 11:56 AM, Allan Streib via Mercedes < > mercedes@okiebenz.com> wrote: > >> > >> Would you carry full coverage on a $5,000 car, or liability only? > >> > >> Looking over the coverages on my fleet and trying to get the costs down > >> with 3 "youthful" drivers. > >> > >> Allan > > ___ > > http://www.okiebenz.com > > > > To search list archives http://www.okiebenz.com/archive/ > > > > To Unsubscribe or change delivery options go to: > > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > ___ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
I'd say depends on the drivers too. Youngish may mean expensive insurance, but the driver has matured and can drive and care for a decent car. 25 years old is a number that the insco used to use as the arbitrary dividing line, may still be. I would not carry full coverage on a $5k car, but I have a nice emergency fund that can cover a replacement. I'm self insured, don't need to pay the insco beyond liability. Are you the bank of Mom & Dad? Max Dillon Charleston SC May 26, 2021 9:29:21 PM Clay via Mercedes : > Carry liability only for the car the younglings drive. Ban them from other > examples which cost more and put full coverage. Stock up some cash to > replace the kiddy car when it gets smashed up > > clay > > I have no pronouns please do not refer to me. > > > >> On May 26, 2021, at 11:56 AM, Allan Streib via Mercedes >> wrote: >> >> Would you carry full coverage on a $5,000 car, or liability only? >> >> Looking over the coverages on my fleet and trying to get the costs down >> with 3 "youthful" drivers. >> >> Allan > ___ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
Carry liability only for the car the younglings drive. Ban them from other examples which cost more and put full coverage. Stock up some cash to replace the kiddy car when it gets smashed up clay I have no pronouns please do not refer to me. > On May 26, 2021, at 11:56 AM, Allan Streib via Mercedes > wrote: > > Would you carry full coverage on a $5,000 car, or liability only? > > Looking over the coverages on my fleet and trying to get the costs down > with 3 "youthful" drivers. > > Allan ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
Our insurance agent talked me into some low cost replacement for full coverage. I can't remember what it's called but it too my bill down something like $500... Curt Sent from Yahoo Mail on Android On Wed, May 26, 2021 at 3:56 PM, Allan Streib via Mercedes wrote: Would you carry full coverage on a $5,000 car, or liability only? Looking over the coverages on my fleet and trying to get the costs down with 3 "youthful" drivers. Allan ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
The rule of thumb is 10%. If the annual premium is over 10% of the value of the car less deductible, it’s not worth it. Sent from my iPhone > On May 26, 2021, at 2:56 PM, Allan Streib via Mercedes > wrote: > > Would you carry full coverage on a $5,000 car, or liability only? > > Looking over the coverages on my fleet and trying to get the costs down > with 3 "youthful" drivers. > > Allan > > ___ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
I would depending on collectability of yhe car & how much i liked it. Like my CD. Dwight Giles Jr. Wickford RI On Wed, May 26, 2021, 3:56 PM Allan Streib via Mercedes < mercedes@okiebenz.com> wrote: > Would you carry full coverage on a $5,000 car, or liability only? > > Looking over the coverages on my fleet and trying to get the costs down > with 3 "youthful" drivers. > > Allan > > ___ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
This is a loaded question. More importantly, what’s your level of comfort with the risk of having to replace a $5,000 car on short notice? And what’s the difference in cost between full coverage and minimal coverage? I carry collision on both of our cars because the difference would take 3-4 years to recoup. For that I would rather spend the money up front and transfer the risk to the insurance company. I can afford to lay out $5k on a “new” car on short notice, if necessary, but if it’s only costing me a few hundred dollars a year for full coverage, it will take a long time to use up that $5k. -D > On May 26, 2021, at 3:56 PM, Allan Streib via Mercedes > wrote: > > Would you carry full coverage on a $5,000 car, or liability only? > > Looking over the coverages on my fleet and trying to get the costs down > with 3 "youthful" drivers. > > Allan > > ___ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT insurance, full coverage or no?
Me personally I would not. PL and PD, no comprehensive. If I did carry comprehensive (full coverage) I would have a very high deductible. With used car prices what they are, maybe full coverage is wise for you and your situation, especially if immediate auto replacement is necessary (no spare vehicle). Rick From: mercedes@okiebenz.com Sent: May 26, 2021 3:56 PM To: mercedes@okiebenz.com Reply-to: mercedes@okiebenz.com Cc: astr...@indiana.edu Subject: [MBZ] OT insurance, full coverage or no? Would you carry full coverage on a $5,000 car, or liability only? Looking over the coverages on my fleet and trying to get the costs down with 3 "youthful" drivers. Allan ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
[MBZ] OT insurance, full coverage or no?
Would you carry full coverage on a $5,000 car, or liability only? Looking over the coverages on my fleet and trying to get the costs down with 3 "youthful" drivers. Allan ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
