Peter Clay wrote:
> Hmm. What's the evidence that national ID schemes reduce credit fraud
> (what people normally mean when they say "ID theft")? How does it vary
> with the different types of scheme?
>
> I've been opposing the UK scheme recently on the grounds of unreliable
> biometrics and the b
On Mon, Dec 05, 2005 at 07:29:11PM +0100, Florian Weimer wrote:
> For those of you who haven't rolled out a national ID scheme in time,
> there's still the general identity theft problem, but this affects you
> even if you don't use online banking.
Hmm. What's the evidence that national ID schemes
In an earlier message, I wrote
I would never use online banking, and I advise all my friends and
colleagues (particularly those who _aren't_ computer-security-geeks) to
avoid it.
Jason Axley asked
Why do you not use OLB?
Basically, so far as I know the fine print in online bank service
agre
> I would never use online banking, and I advise all my friends and
colleagues (particularly those who _aren't_ computer-security-geeks) to
avoid it.
>
I have to say that I am puzzled by the way that this thread has unfolded.
It started off with Dan Geer:
"You know, I'd wonder how many people on
On Wed, 7 Dec 2005, Bill Stewart wrote:
| At 08:05 PM 12/2/2005, [EMAIL PROTECTED] wrote:
| >You know, I'd wonder how many people on this
| >list use or have used online banking.
|
| I've used it for about a decade at my credit union,
| and I've had my paychecks deposited directly for decades.
| T
At 08:05 PM 12/2/2005, [EMAIL PROTECTED] wrote:
You know, I'd wonder how many people on this
list use or have used online banking.
I've used it for about a decade at my credit union,
and I've had my paychecks deposited directly for decades.
There are things I absolutely won't do,
like have a de
On Wed, Dec 07, 2005 at 10:31:52AM -0500, Steven M. Bellovin wrote:
> In message <[EMAIL PROTECTED]>, "Janusz A. Urbanowicz
> " writes:
> >
> >Bank statements come on paper or in S/MIME signed emails.
>
> This is interesting -- the bank is using S/MIME? What mail readers are
> common among its
In message <[EMAIL PROTECTED]>, "Janusz A. Urbanowicz
" writes:
>
>Bank
>statements come on paper or in S/MIME signed emails.
This is interesting -- the bank is using S/MIME? What mail readers are
common among its clientele? How is the bank's certificate checked?
--Steven M. B
On Fri, Dec 02, 2005 at 11:05:29PM -0500, [EMAIL PROTECTED] wrote:
>
> You know, I'd wonder how many people on this
> list use or have used online banking.
>
> To start the ball rolling, I have not and won't.
This is from European perspective: I do and couldn't do without it now. Most
of my ob
Florian Weimer wrote:
> * Nicholas Bohm:
>
>
>>[EMAIL PROTECTED] wrote:
>>
>>>You know, I'd wonder how many people on this
>>>list use or have used online banking.
>>>
>>>To start the ball rolling, I have not and won't.
>>>
>>>--dan
>>
>>I do.
>>
>>My bank provides an RSA SecureId, so I feel re
[EMAIL PROTECTED] wrote:
okay, i read this story from 7/2005 reporting an incident in 5/2005. the short
form of it is:
Not a bad summary. I'd say that when one is
dealing with any such crime, there are always
unanswered questions, and issues of confusion
(probably as much for the attacker as
* Jonathan Thornburg:
> Ahh, but how do you know that the transaction actually sent to the
> bank is the same as the one you thought you authorized with that OTP?
> If your computer (or web browser) has been cracked, you can't trust
> _anything_ it displays. There are already viruses "in the wild
* Eugen Leitl:
> The German PIN/TAN system is reasonably secure, being an effective
> one-time pad distributed through out of band channel (mailed dead
> tree in a tamperproof envelope).
Some banks have optimized away the special envelope. 8-(
> It is of course not immune to phishing (PIN/TAN ha
please, can people tell us about what their country's liability
framework is, as they understand it, and where the onus of proof is
for what sorts of transactions?
this is one of the few areas where consumers have some actual
protection in the us.
due to ross anderson, i have heard about the uk.
* Nicholas Bohm:
> [EMAIL PROTECTED] wrote:
>> You know, I'd wonder how many people on this
>> list use or have used online banking.
>>
>> To start the ball rolling, I have not and won't.
>>
>> --dan
>
> I do.
>
> My bank provides an RSA SecureId, so I feel reasonably safe against
> anyone oth
In message <[EMAIL PROTECTED]>, Jonathan Thor
nburg writes:
>I would never use online banking, and I advise all my friends and
>colleagues (particularly those who _aren't_ computer-security-geeks)
>to avoid it.
>
I do use it -- but never from a Windows machine. The OS I use is
probably better, b
> You know, I'd wonder how many people on this
> list use or have used online banking.
>
> To start the ball rolling, I have not and won't.
Why? Repudiating transactions is easier than ever. As a consumer, I
fear technology which is completely secure according to experts, but
which can be brok
I would never use online banking, and I advise all my friends and
colleagues (particularly those who _aren't_ computer-security-geeks)
to avoid it.
On Sun, Dec 04, 2005 at 05:51:11PM -0500, [EMAIL PROTECTED] wrote:
I've been using online banking for many years, both US and Germany.
The German P
On Mon, Dec 05, 2005 at 09:24:04AM +, Ian G wrote:
> [EMAIL PROTECTED] wrote:
> >it seems to me the question is how much liability do i expose myself to by
> >doing this, in return for what savings and convenience.
>
> That part I agree with, but this part:
>
> >i don't keep a lot of money
Kerry Thompson wrote:
> [EMAIL PROTECTED] said:
>
>>You know, I'd wonder how many people on this
>>list use or have used online banking.
>>
>>To start the ball rolling, I have not and won't.
>
>
> I do. Although, only from PCs that I trust such as my linux box at home.
> And I keep a close watch
[EMAIL PROTECTED] wrote:
dan, maybe you should just keep less money in the bank.
i use online banking and financial services of almost every kind
(except bill presentment, because i like paper bills). i ccannot do
without it.
it seems to me the question is how much liability do i expose myself
On Sun, Dec 04, 2005 at 05:51:11PM -0500, [EMAIL PROTECTED] wrote:
> | To start the ball rolling, I have not and won't.
> Until a couple of months ago, I avoided doing anything of this sort at all.
> Simple reasoning: If I know I never do any financial stuff on-line, I can
> safely delete any mes
[EMAIL PROTECTED] said:
>
> You know, I'd wonder how many people on this
> list use or have used online banking.
>
> To start the ball rolling, I have not and won't.
I do. Although, only from PCs that I trust such as my linux box at home.
And I keep a close watch on my bank statements.
All things
| You know, I'd wonder how many people on this
| list use or have used online banking.
|
| To start the ball rolling, I have not and won't.
Until a couple of months ago, I avoided doing anything of this sort at all.
Simple reasoning: If I know I never do any financial stuff on-line, I can
safel
[EMAIL PROTECTED] wrote:
You know, I'd wonder how many people on this
list use or have used online banking.
To start the ball rolling, I have not and won't.
I have not! I declined the chance when my
bank told me that I had to download their
special client that only runs on windows...
Howe
[EMAIL PROTECTED] wrote:
> You know, I'd wonder how many people on this
> list use or have used online banking.
>
> To start the ball rolling, I have not and won't.
>
> --dan
I do.
My bank provides an RSA SecureId, so I feel reasonably safe against
anyone other than the bank. I have no basis
dan, maybe you should just keep less money in the bank.
i use online banking and financial services of almost every kind
(except bill presentment, because i like paper bills). i ccannot do
without it.
it seems to me the question is how much liability do i expose myself to by
doing this, in retur
At 2:29 PM -0800 12/3/05, John Gilmore wrote:
>> ...how many people on this list use or have used online banking?
>> To start the ball rolling, I have not and won't.
>
>Dan, that makes two of us.
The only thing I ever use it for is to make sure the wires are in before I
spend money. :-)
Cheers,
R
At 11:05 PM -0500 12/2/05, [EMAIL PROTECTED] wrote:
You know, I'd wonder how many people on this
list use or have used online banking.
To start the ball rolling, I have not and won't.
I have, and it's nice for making Quicken data entry faster, but
that's about all. The rest gives me the wil
> ...how many people on this list use or have used online banking?
> To start the ball rolling, I have not and won't.
Dan, that makes two of us.
John
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On 2005-12-02, [EMAIL PROTECTED] wrote:
> You know, I'd wonder how many people on this
> list use or have used online banking.
>
> To start the ball rolling, I have not and won't.
I've been using it for me and my wife with 3 banks since they
first offered it; I use it every week to pay all our
You know, I'd wonder how many people on this
list use or have used online banking.
To start the ball rolling, I have not and won't.
--dan
Cryptography is nothing more than a mathematical framework for
discussing the implications of various paranoid delusions.
-- Don Alvarez
---
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