Tony,
> On Sunday, March 25, 2001 5:21 AM, Thomas Andrews wrote:
>
> > I would like to know if there are any open-source SET projects currently
> > running, and also if there is a document repository for 3D SET. If not
> > I, would appreciate anyone being able to point me at any reasonable
> > source of info about 3D SET, as I've not been able to find anything so
> > far. What I'm particularly interested in is the differences between 1.0
> > and 3D.
>
> 3-D SET is nothing more than SET version 1.0 operating with a server wallet.
Well, not really. There are quite a few changes (based on relatively limited info
available).
There is just one cert/key per brand at the customer's bank. I.e. the bank uses its
"VISA-stamp"
on behalf of the customer. A very good idea indeed.
There is a brand-directory holding URL-links to the banks keeping a certain
card-number series which
the merchants use to redirect transaction requests.
It is based on re-use of current Internet-banks security solutions.
The "digital slip" is safely stored at the customer's bank.
AND THE BIGGEST CHANGE IS YET TO COME!
3D-SET will (if it takes off), challenge the idea of using smart credit-cards for
on-line
transactions as it seems more logical to use another security solution that
the banks will anyway have to use for other transactions. This security resource will
be stored
inside a mobile phone. I.e. the time is running out for EMV, only a miracle can get
it back on track.
Or a total fail for Bluetooth.
http://www.mobilephones-tng.com/papers/thenewswissarmyknife.html
Anders
