Tomas,

> You are obviously privy to information reserved for Visa/Mastercard
> partners ? Does this mean that in order to develop software for the next
> generation of SET, one must sign non-disclosure agreements ? I'm happy
> to do so if that's what is required. 

I just told VISA I was very interested and landed on somebody's CC-list....

> (Please can someone tell me what I have to do to attain sufficient
> understanding to be able to start designing software. I have all the SET
> 1.0 documents.)

I think you should forget the 1.0 documents as the changes introduced are
rather large.  I guess your intention is to produce Merchant-side SW?

BTW, this time VISA/Mastercard *may* have learned the hard lessons they did
when failing to bring SET 1.0 to the market.  I.e. I hope (for all the customers using
the currently inferior credit-card systems), that they actually will make merchant
server-plugins available for download instead of relying on a lof of competing 
companies
to perform tedious spec. interpretation and interoperability testing.  Now when crypto
export rules have changed this should be simple.

A "taste of 3D" can be found (and executed without any registrations etc) on 

  http://buyer.x-obi.com

where B2B-authentications are performed using the same technology (Server-based PKI,
auto POSTed HTML forms containing signed messages, and no local client SW).

Preliminary whitepaper:  http://www.x-obi.com/purple

Regards
Anders Rundgren
CEO X-OBI


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