The initial focus of the thread that PFRDA's website is porous, has now converted into a PF vs. NPS debate.
On 18-Jun-2013, at 4:26 PM, Suresh Ramasubramanian <[email protected]> wrote: > On 18-Jun-2013, at 16:20, [email protected] wrote: > >> I'd stick with my PF (I hope they never annuitize *that*!), and handle my >> market-linked investments on my own. PF + NPS is too skewed, somehow. >> >> NPS might make sense if you don't have a PF account (though I still wouldn't >> have taken it). >> > > Well, me too - but for a more uninformed investor, it might work better. IF > he stays invested. And IF the sensex isn't nosediving to sub 8k levels right > at the time he retires and has his daughter's marriage to arrange. Though to > be fair a lot of the investment is in t-bills, government paper etc and the > equity component is capped. >
