>> The only annuity there is the EPS- given that you contribute barely 541/- a 
>> month, it would still grow to 12 lakhs after 35 years- against which you get 
>> a maximum of 3250/- per month as pension. That's a 3% rate of return on 
>> capital. Why would the NPS be any different?
>>
>
The NPS managers have done like 12%+ returns per year since 2008, I
think. (Most of them, IIRC)

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