I don't know about the refund part, and have occasionally wondered. Gone 
seems to be the shareware days, when you tried it and then bought it. 
For the most part, the lists seem to be either free or pay.
      That's the bad news. Good news is if you accidentally lose your 
apps, Palm still has them. When I was going through some problems and 
did a back to basics re-activation, we created a new profile and 
everything disappeared - and was gone forever.
      Then we figured out the problem (don't use numbers in a contact's 
name field) and re-activated the phone using the old profile, and all my 
apps, including ones I'd added and the credit card I used to pay for 
them, reappeared.

On 3/11/2010 12:13 PM, George Kontos wrote:
> - What happens when you delete a paid app from the device?

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