Skype requires an account and software installed on every involved computer,
too. The only difference is that Skype is popular, and Microsoft refuses to
implement support for protocols that would allow Skype to communicate with
other VoIP clients.
> she will be like: why not just use skype?
Because I don't have Skype installed?
If one person has Jitsi but not Skype, and the other has Skype but not Jitsi,
why is it the responsibility of the former person to accomodate the latter
person? This doesn't make sense. On the contrary, if you have a particular
objection to using Skype, a good friend would either try to install VoIP
software that can be used to communicate with you, or give up on VoIP
altogether and communicate with you in other ways.