chuck
Please ask the insurance co. If they will sell it back to you.
That way you don't have to pay a markup to the junk yard.
It doesn't have to be towed away or towed back to you.
You should be able to find someone that will rebuild it for you at a cheaper 
rate then is charged to the insurance co. Perhaps if 

You go to a body shop and see if one of the workers will do it after hours or 
on the weekend?


Sent from my iPad

Thank You,
Alan Di Somma
Phoenix, AZ.

Some mistakes are just too much fun to make only once.



> On Nov 11, 2014, at 3:31 PM, "Chuck Alexander" 
> <[email protected]> wrote:
> 
> I see. Sounds painful LOL.. I got bad news today as to the reality of how the 
> insurance industry works in America. Our car's damage was really (besides the 
> AC condenser and radiator rupturing) was no more that a "fender bender". 
> Frame was NOT bent, no windshields busted out, even the air bags didn't have 
> to be replaced and/or rest etc. But the insurance is "totalling" the car, and 
> they are going to pay us a check that amounts to $400 LESS than what it will 
> take to pay off what we owe on the car. It's got us both hot under the collar 
> to say the least. Mad as hell is more like it. But, the insurance industry 
> here has some of the biggest lobbyists in Washington as well as in the state 
> governments, and so they are all in cahoots and one hand feeds the other in 
> their world. I riced all the parts that the car would have had to replaced, 
> added the $65-95 per hour labor together and it should have been at the 
> extremely high end, no more than $2000-2200. They (the garage/body shop) 
> wanted the insurance company to pay them $4400+.
> 
> And in the state of Alabama, the insurance adjustors here work for the state 
> apparently (This is all new to us as it’s the first claim like this we have 
> EVER claimed in our lives.  But anyway, once the adjuster signs off as the 
> car being "totalled", That's it, even if I could fix it myself I'd have to 
> pay off the lien, then try and find out which salvage yard they are going to 
> sell it to, go there and "buy" the car from them, and that might be 
> $1000-3000. Then, I'd have to file (and pay enormous fees) for a "scrapyard 
> repaired" new title on the car in order to get a title, tags and insurance.
> 
> We have paid this company (Progressive Insurance Company) EVERY month for

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