I see. Sounds painful LOL.. I got bad news today as to the reality of how the insurance industry works in America. Our car's damage was really (besides the AC condenser and radiator rupturing) was no more that a "fender bender". Frame was NOT bent, no windshields busted out, even the air bags didn't have to be replaced and/or rest etc. But the insurance is "totalling" the car, and they are going to pay us a check that amounts to $400 LESS than what it will take to pay off what we owe on the car. It's got us both hot under the collar to say the least. Mad as hell is more like it. But, the insurance industry here has some of the biggest lobbyists in Washington as well as in the state governments, and so they are all in cahoots and one hand feeds the other in their world. I riced all the parts that the car would have had to replaced, added the $65-95 per hour labor together and it should have been at the extremely high end, no more than $2000-2200. They (the garage/body shop) wanted the insurance company to pay them $4400+.

And in the state of Alabama, the insurance adjustors here work for the state apparently (This is all new to us as it’s the first claim like this we have EVER claimed in our lives. But anyway, once the adjuster signs off as the car being "totalled", That's it, even if I could fix it myself I'd have to pay off the lien, then try and find out which salvage yard they are going to sell it to, go there and "buy" the car from them, and that might be $1000-3000. Then, I'd have to file (and pay enormous fees) for a "scrapyard repaired" new title on the car in order to get a title, tags and insurance.

We have paid this company (Progressive Insurance Company) EVERY month for over ten YEARS, and they GLADLY take our premium money, but file a claim and then it’s like they think you are robbing them. I told the insurance guy (or asked him) "why the heck didn't you guys get a cpl more estimates, as you know that's was highway robbery and he said that was their only "authorized garage" that they deal with in the area. I said "well if that's the case, you guys should shop around (like I'm going to do when I get another car) and find a place that would repair them cheaper than that because that price is a rip off and that it would save both them and their customers (policy holders) money" But that’s how it works here. The big guys get the gold mine and the little guys get the shaft LOL. Chuck

-----Original Message----- From: Reuven Segal
Sent: Tuesday, November 11, 2014 1:46 AM
To: [email protected]
Subject: Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer

6ft+

Pure muscle.

More often than not, people are injured when the roo goes through the
windscreen and struggles to escape and kicks and scratches the
occupants. The way they fight is that they stand on their tails and kick
forward. I have seen on the news one guy who tried to feed a small one
and ended up with dozens of stitches from a single kick. Lets see one of
your deers do that!

On 7/11/2014 1:33 PM, Chuck Alexander wrote:
Reuven: That's normally how the big buck deer do it here. If my son had been going full speed that tin can of a car would have been history. A Kaangaroo might get hot by the car though, then turn around and kick the car as well LOL..How big do those things get (weight) anyway?? Chuck

-----Original Message----- From: Reuven Segal
Sent: Thursday, November 06, 2014 6:49 PM
To: [email protected]
Subject: Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer

A deer is nothing compared to totalling a car with a kangaroo. They are
solid muscle, and will hop away after totalling a car.
On 7/11/2014 6:23 AM, Chuck Alexander wrote:
Same here: I had a brother in law killed like that, and my Daddy had a deer total his truck one morning on his way to work. Those things hit just right, and they can do MAJOR damage for sure, Chuck

-----Original Message----- From: Allan Fish
Sent: Thursday, November 06, 2014 1:09 PM
To: [email protected]
Subject: Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer

Thankfully, my son was shaken up, but not injured.


Thank God.  We had a similar incident here in the county a few years ago
that was fatal.  The buck's hind legs came through the windshield on the
driver's side.  One hoof went through the young man's chest and through
his heart.

I'm really glad your son had the alertness to slow down.

af



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