Chuck, may I suggest that you find another body shop and try to get a bid for them to fix it with second hand parts. I did that with my VW and drove it for 7 more years and the cost was very minimal. I talked with my insurance company (State Farm) and they were very willing to do this rather than total the car. The cost was about 1/3 what the new parts and labor would have cost and the labor was minimal by comparison. Don't know if this will help. Joyce
On Tue, Nov 11, 2014 at 3:31 PM, Chuck Alexander < chuckalexan...@centurylink.net> wrote: > I see. Sounds painful LOL.. I got bad news today as to the reality of how > the insurance industry works in America. Our car's damage was really > (besides the AC condenser and radiator rupturing) was no more that a > "fender bender". Frame was NOT bent, no windshields busted out, even the > air bags didn't have to be replaced and/or rest etc. But the insurance is > "totalling" the car, and they are going to pay us a check that amounts to > $400 LESS than what it will take to pay off what we owe on the car. It's > got us both hot under the collar to say the least. Mad as hell is more like > it. But, the insurance industry here has some of the biggest lobbyists in > Washington as well as in the state governments, and so they are all in > cahoots and one hand feeds the other in their world. I riced all the parts > that the car would have had to replaced, added the $65-95 per hour labor > together and it should have been at the extremely high end, no more than > $2000-2200. They (the garage/body shop) wanted the insurance company to pay > them $4400+. > > And in the state of Alabama, the insurance adjustors here work for the > state apparently (This is all new to us as it’s the first claim like this > we have EVER claimed in our lives. But anyway, once the adjuster signs off > as the car being "totalled", That's it, even if I could fix it myself I'd > have to pay off the lien, then try and find out which salvage yard they are > going to sell it to, go there and "buy" the car from them, and that might > be $1000-3000. Then, I'd have to file (and pay enormous fees) for a > "scrapyard repaired" new title on the car in order to get a title, tags and > insurance. > > We have paid this company (Progressive Insurance Company) EVERY month for > over ten YEARS, and they GLADLY take our premium money, but file a claim > and then it’s like they think you are robbing them. I told the insurance > guy (or asked him) "why the heck didn't you guys get a cpl more estimates, > as you know that's was highway robbery and he said that was their only > "authorized garage" that they deal with in the area. I said "well if that's > the case, you guys should shop around (like I'm going to do when I get > another car) and find a place that would repair them cheaper than that > because that price is a rip off and that it would save both them and their > customers (policy holders) money" But that’s how it works here. The big > guys get the gold mine and the little guys get the shaft LOL. Chuck > > -----Original Message----- From: Reuven Segal > Sent: Tuesday, November 11, 2014 1:46 AM > To: vfb-mail@googlegroups.com > Subject: Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer > > 6ft+ > > Pure muscle. > > More often than not, people are injured when the roo goes through the > windscreen and struggles to escape and kicks and scratches the > occupants. The way they fight is that they stand on their tails and kick > forward. I have seen on the news one guy who tried to feed a small one > and ended up with dozens of stitches from a single kick. Lets see one of > your deers do that! > > On 7/11/2014 1:33 PM, Chuck Alexander wrote: > >> Reuven: That's normally how the big buck deer do it here. If my son had >> been going full speed that tin can of a car would have been history. A >> Kaangaroo might get hot by the car though, then turn around and kick the >> car as well LOL..How big do those things get (weight) anyway?? Chuck >> >> -----Original Message----- From: Reuven Segal >> Sent: Thursday, November 06, 2014 6:49 PM >> To: vfb-mail@googlegroups.com >> Subject: Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer >> >> A deer is nothing compared to totalling a car with a kangaroo. They are >> solid muscle, and will hop away after totalling a car. >> On 7/11/2014 6:23 AM, Chuck Alexander wrote: >> >>> Same here: I had a brother in law killed like that, and my Daddy had a >>> deer total his truck one morning on his way to work. Those things hit just >>> right, and they can do MAJOR damage for sure, Chuck >>> >>> -----Original Message----- From: Allan Fish >>> Sent: Thursday, November 06, 2014 1:09 PM >>> To: vfb-mail@googlegroups.com >>> Subject: Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer >>> >>> Thankfully, my son was shaken up, but not injured. >>>> >>> >>> >>> Thank God. We had a similar incident here in the county a few years ago >>> that was fatal. The buck's hind legs came through the windshield on the >>> driver's side. One hoof went through the young man's chest and through >>> his heart. >>> >>> I'm really glad your son had the alertness to slow down. >>> >>> af >>> >>> >> > -- > -- > You received this message because you are subscribed to the "VFB Mail" > group. > > To post to this group, send email to vfb-mail@googlegroups.com > To unsubscribe from this group, send email to vfb-mail-unsubscribe@ > googlegroups.com > For more options, visit this group at http://groups.google.com/ > group/vfb-mail?hl=en > > VFB Mail is sponsored by Line's End Inc at http://www.linesend.com > --- You received this message because you are subscribed to the Google > Groups "VFB Mail" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to vfb-mail+unsubscr...@googlegroups.com. > For more options, visit https://groups.google.com/d/optout. > > > ----- > No virus found in this message. > Checked by AVG - www.avg.com > Version: 2013.0.3485 / Virus Database: 4189/8552 - Release Date: 11/11/14 > -- > -- > You received this message because you are subscribed to the "VFB Mail" > group. > > To post to this group, send email to vfb-mail@googlegroups.com > To unsubscribe from this group, send email to vfb-mail-unsubscribe@ > googlegroups.com > For more options, visit this group at http://groups.google.com/ > group/vfb-mail?hl=en > > VFB Mail is sponsored by Line's End Inc at http://www.linesend.com > --- You received this message because you are subscribed to the Google > Groups "VFB Mail" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to vfb-mail+unsubscr...@googlegroups.com. > For more options, visit https://groups.google.com/d/optout. > -- -- You received this message because you are subscribed to the "VFB Mail" group. 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