I find that Apple Care Plus now is so expensive especially if you have a Pro 
phone that I personally don't buy it any more. I have my iPhone insured as part 
of my home insurance where it is listed as a separate item and I think it's 
something like $30 or $40 a year. The good thing in my opinion is that for one 
thing this also covers loss or theft and secondly if I keep my phone for more 
than 2 years I still have coverage whereas Apple Care Plus is done after 2 
years. Of course you have to check with your particular insurance company what 
all the conditions are, e.g. if you did have a claim, would that effect your 
overall home insurance rate, what exactly is covered, e.g. what if you drop it 
and the screen breaks etc. I did loose my iPhone 6S Plus many years ago and my 
home insurance paid me the full purchase price at the time without fuss and I 
didn't even have to send in a receipt or anything, they sent me a cheque and 
said it was up to me what I wanted to do with it, e.g. buy a new iPhone 6S Plus 
or a different phone or whatever.

-----Original Message-----
From: [email protected] <[email protected]> On Behalf Of Malcolm 
Parfitt
Sent: Tuesday, May 4, 2021 8:52 AM
To: [email protected]
Subject: Apple Care+ or other insurance products.



As we all know our iPhones are a significant investment and an inconvenience if 
we’re deprived of their use.

What are people’s view on Apple Care+ is it worth it?

There are a number of insurers designed specifically for gadgets like iPhones 
and there is the possibility of insurance on one’s hous contents too.

Then there’s the option to simply trust to luck and save money.

What are people’s thoughts?Malcolm Parfitt

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