In response to Sieghard, I have not collected on an insurance claim
through my credit card. It's a fair question though and one people
should research reviews before leaning on that insurance plan as a
viable option. I think I went with the credit card option, because it
also extended the warranty on the device.--Joe

On 5/5/21, Christopher Chaltain <chalt...@outlook.com> wrote:
> I've also used the insurance I get from AT&T, which I get when I pay for my
> phones on installments. The process was very straightforward. I used this on
> an S7 when the battery started to swell. Note that there's a limit to how
> many claims you can file in a certain period, but I don't recall the
> details.
>
> --
> Christopher (AKA CJ)
> Chaltain at Outlook
>
> -----Original Message-----
> From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of Greg
> Wocher
> Sent: Wednesday, May 5, 2021 5:44 AM
> To: viphone@googlegroups.com
> Subject: Re: Apple Care+ or other insurance products.
>
> Hello,
> I have T-Mobile as my carrier. I do get the insurance they offer because it
> lets me upgrade once a year. I have had to make a few claims for my son when
> he dropped his phone and shattered the screen. It went very well. I paid a
> deductible and they sent me a phone to replace the one he broke.
>
> Greg Wocher
>
>
>> On May 5, 2021, at 12:24 AM, Alan Lemly <wale...@gmail.com> wrote:
>>
>> Hi Kelly,
>>
>> I'm curious how much you pay for insurance coverage for your iPhone from
>> your cell phone provider. And have you ever filed any claims with that
>> coverage and if so, what was your experience?
>>
>> Alan Lemly
>>
>> -----Original Message-----
>> From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of
>> Kelly Pierce
>> Sent: Tuesday, May 4, 2021 11:04 PM
>> To: viphone@googlegroups.com
>> Subject: Re: Apple Care+ or other insurance products.
>>
>> Apple Care Plus is too limiting. I used the insurance plan from my cell
>> phone company. It covers theft as well as faults with the device and any
>> accidental damage. It also offers an upgrade to the new iPhone version
>> each year.
>>
>> Kelly
>>
>>
>>
>> On 5/4/21, Sieghard Weitzel <siegh...@live.ca> wrote:
>>> Have you ever tried to collect from a credit card insurance plan? I
>>> have a
>>> $400 a year Aeroplan Infinite Vis card here in Canada which is one of
>>> the best cards there is and once or twice I tried to use the
>>> insurance features and each time they found something to turn down
>>> the claim. I have the card because I get a ton of reward points
>>> through it, but I find that many of the insurance options these cards
>>> claim to offer are greatly exaggerated.
>>>
>>> -----Original Message-----
>>> From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf
>>> Of Joe Orozco
>>> Sent: Tuesday, May 4, 2021 9:31 AM
>>> To: viphone@googlegroups.com
>>> Subject: Re: Apple Care+ or other insurance products.
>>>
>>> Check your credit card as well. I pay for my cell phone with the Uber
>>> card, because it gives me phone insurance. There are cards with such
>>> a protection as partof your perks.--Joe
>>>
>>> On 5/4/21, Richard Turner <richardturne...@outlook.com> wrote:
>>>> You have a good point their Sieghard on the increased price.  Maybe
>>>> it isn't worth it on the pro models.
>>>> I will check with our insurance, that is a good deal.
>>>>
>>>>
>>>>
>>>> Richard
>>>> "The highest reward for a person's toil is not what they get for it,
>>>> but what they become by it."
>>>> - John Ruskin, 1819-1900
>>>>
>>>> Web site: www.turner42.com
>>>>
>>>>
>>>>
>>>> -----Original Message-----
>>>> From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf
>>>> Of Sieghard Weitzel
>>>> Sent: Tuesday, May 4, 2021 8:59 AM
>>>> To: viphone@googlegroups.com
>>>> Subject: RE: Apple Care+ or other insurance products.
>>>>
>>>> I find that Apple Care Plus now is so expensive especially if you
>>>> have a Pro phone that I personally don't buy it any more. I have my
>>>> iPhone insured as part of my home insurance where it is listed as a
>>>> separate item and I think it's something like $30 or $40 a year. The
>>>> good thing in my opinion is that for one thing this also covers loss
>>>> or theft and secondly if I keep my phone for more than 2 years I
>>>> still have coverage whereas Apple Care Plus is done after 2 years.
>>>> Of course you have to check with your particular insurance company
>>>> what all the conditions are, e.g. if you did have a claim, would
>>>> that effect your overall home insurance rate, what exactly is covered,
>>>> e.g.
>>>> what if you drop it and the screen breaks etc. I did loose my iPhone
>>>> 6S Plus many years ago and my home insurance paid me the full
>>>> purchase price at the time without fuss and I didn't even have to
>>>> send in a receipt or anything, they sent me a cheque and said it was
>>>> up to me what I wanted to do with it, e.g. buy a new iPhone 6S Plus
>>>> or a different phone or whatever.
>>>>
>>>> -----Original Message-----
>>>> From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf
>>>> Of Malcolm Parfitt
>>>> Sent: Tuesday, May 4, 2021 8:52 AM
>>>> To: viphone@googlegroups.com
>>>> Subject: Apple Care+ or other insurance products.
>>>>
>>>>
>>>>
>>>> As we all know our iPhones are a significant investment and an
>>>> inconvenience if we're deprived of their use.
>>>>
>>>> What are people's view on Apple Care+ is it worth it?
>>>>
>>>> There are a number of insurers designed specifically for gadgets
>>>> like iPhones and there is the possibility of insurance on one's hous
>>>> contents too.
>>>>
>>>> Then there's the option to simply trust to luck and save money.
>>>>
>>>> What are people's thoughts?Malcolm Parfitt
>>>>
>>>> --
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