Hi Greg,

Thanks for your reply about T-Mobile insurance for your iPhone and your claims 
experience. How much do you pay for the insurance and is it monthly or a one 
time payment. It's hard to make a meaningful comparison with Apple Care Plus 
without knowing the cost.

Alan Lemly

Sent from my iPhone with Outlook<https://aka.ms/qtex0l> for iOS
________________________________
From: [email protected] <[email protected]> on behalf of Greg 
Wocher <[email protected]>
Sent: Wednesday, May 5, 2021 5:43:53 AM
To: [email protected] <[email protected]>
Subject: Re: Apple Care+ or other insurance products.

Hello,
I have T-Mobile as my carrier. I do get the insurance they offer because it 
lets me upgrade once a year. I have had to make a few claims for my son when he 
dropped his phone and shattered the screen. It went very well. I paid a 
deductible and they sent me a phone to replace the one he broke.

Greg Wocher


> On May 5, 2021, at 12:24 AM, Alan Lemly <[email protected]> wrote:
>
> Hi Kelly,
>
> I'm curious how much you pay for insurance coverage for your iPhone from your 
> cell phone provider. And have you ever filed any claims with that coverage 
> and if so, what was your experience?
>
> Alan Lemly
>
> -----Original Message-----
> From: [email protected] <[email protected]> On Behalf Of Kelly 
> Pierce
> Sent: Tuesday, May 4, 2021 11:04 PM
> To: [email protected]
> Subject: Re: Apple Care+ or other insurance products.
>
> Apple Care Plus is too limiting. I used the insurance plan from my cell phone 
> company. It covers theft as well as faults with the device and any accidental 
> damage. It also offers an upgrade to the new iPhone version each year.
>
> Kelly
>
>
>
> On 5/4/21, Sieghard Weitzel <[email protected]> wrote:
>> Have you ever tried to collect from a credit card insurance plan? I
>> have a
>> $400 a year Aeroplan Infinite Vis card here in Canada which is one of
>> the best cards there is and once or twice I tried to use the insurance
>> features and each time they found something to turn down the claim. I
>> have the card because I get a ton of reward points through it, but I
>> find that many of the insurance options these cards claim to offer are 
>> greatly exaggerated.
>>
>> -----Original Message-----
>> From: [email protected] <[email protected]> On Behalf Of
>> Joe Orozco
>> Sent: Tuesday, May 4, 2021 9:31 AM
>> To: [email protected]
>> Subject: Re: Apple Care+ or other insurance products.
>>
>> Check your credit card as well. I pay for my cell phone with the Uber
>> card, because it gives me phone insurance. There are cards with such a
>> protection as partof your perks.--Joe
>>
>> On 5/4/21, Richard Turner <[email protected]> wrote:
>>> You have a good point their Sieghard on the increased price.  Maybe
>>> it isn't worth it on the pro models.
>>> I will check with our insurance, that is a good deal.
>>>
>>>
>>>
>>> Richard
>>> "The highest reward for a person's toil is not what they get for it,
>>> but what they become by it."
>>> - John Ruskin, 1819-1900
>>>
>>> Web site: www.turner42.com<http://www.turner42.com>
>>>
>>>
>>>
>>> -----Original Message-----
>>> From: [email protected] <[email protected]> On Behalf
>>> Of Sieghard Weitzel
>>> Sent: Tuesday, May 4, 2021 8:59 AM
>>> To: [email protected]
>>> Subject: RE: Apple Care+ or other insurance products.
>>>
>>> I find that Apple Care Plus now is so expensive especially if you
>>> have a Pro phone that I personally don't buy it any more. I have my
>>> iPhone insured as part of my home insurance where it is listed as a
>>> separate item and I think it's something like $30 or $40 a year. The
>>> good thing in my opinion is that for one thing this also covers loss
>>> or theft and secondly if I keep my phone for more than 2 years I
>>> still have coverage whereas Apple Care Plus is done after 2 years. Of
>>> course you have to check with your particular insurance company what
>>> all the conditions are, e.g. if you did have a claim, would that
>>> effect your overall home insurance rate, what exactly is covered, e.g.
>>> what if you drop it and the screen breaks etc. I did loose my iPhone
>>> 6S Plus many years ago and my home insurance paid me the full
>>> purchase price at the time without fuss and I didn't even have to
>>> send in a receipt or anything, they sent me a cheque and said it was
>>> up to me what I wanted to do with it, e.g. buy a new iPhone 6S Plus
>>> or a different phone or whatever.
>>>
>>> -----Original Message-----
>>> From: [email protected] <[email protected]> On Behalf
>>> Of Malcolm Parfitt
>>> Sent: Tuesday, May 4, 2021 8:52 AM
>>> To: [email protected]
>>> Subject: Apple Care+ or other insurance products.
>>>
>>>
>>>
>>> As we all know our iPhones are a significant investment and an
>>> inconvenience if we're deprived of their use.
>>>
>>> What are people's view on Apple Care+ is it worth it?
>>>
>>> There are a number of insurers designed specifically for gadgets like
>>> iPhones and there is the possibility of insurance on one's hous
>>> contents too.
>>>
>>> Then there's the option to simply trust to luck and save money.
>>>
>>> What are people's thoughts?Malcolm Parfitt
>>>
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