Since I didn't see a copyright notice at the bottom of the page,
here is the AT&T next FAQ information from their website; and,
best I can tell, one does pay more with the Next plan than with a
two-year contract, but then one has more freedom with the Next
plan or with buying the phone outright.
Taken from:
www.att.com/shop/wireless/next.html
Expand All
What is AT&T Next? AT&T Next offers you the opportunity to get a
new smartphone every year or every 18 months. You have the
choice to pay for your smartphone over 20 or 24 monthly
installments. After 12 monthly installment payments (under
20-month plan) or 18 monthly installment payments (under 24-month
plan), you may trade your smartphone in to upgrade to a new
smartphone, or choose to keep it and make the remaining monthly
installment payments. With AT&T Next, tax is due at the time of
sale, but there are no down payment, activation, upgrade, or
financing fees required.
Who is eligible for AT&T Next? AT&T Next is available for current
customers who are eligible for an upgrade and whose accounts are
in good standing, or for new customers with qualifying credit.
With respect to business customers and their Corporate
Responsibility Users, a qualified small business agreement (for
example, an AT&T Mobile Business Agreement) is also required.
Are there additional charges? Sales tax is charged on your new
smartphone at the time of sale. There's no down payment and no
activation or upgrade fee.
Is a contract required with AT&T Next? AT&T Next requires that
you sign an installment agreement to pay for the smartphone over
20 or 24 monthly payments. If you cancel your wireless service,
the remaining unpaid balance on the smartphone is due. Also, a
Wireless Customer Agreement for your wireless service or
qualified small business agreement (voice and data) is required.
How many installment plans can I have on my account? There's a
limit of four per Consumer and Individual Responsibility account,
and 10 per small business account. This includes AT&T Next
installment agreements and tablet installment agreements.
What devices are eligible for AT&T Next? You can choose from a
huge selection of the latest and most popular smartphones!
Do I own the smartphone? Or is this a leasing offer? The
smartphone is yours, and you're responsible for 20 or 24 monthly
installment payments. You're also responsible for any loss,
theft, or damage to the smartphone - both during the installment
agreement period and afterward. We recommend you purchase the
optional Mobile Insurance to protect your investment.
How do I get a new smartphone every year with the program? After
you have made 12 installment payments under a 20-month plan, or
18 installment payments under a 24-month plan, if your wireless
account is in good standing, you can trade in your current
smartphone to upgrade to a new one. All trade-ins must be fully
functional, in good physical condition, and have the activation
lock disabled. Select a new smartphone under a qualifying offer,
which may include a new AT&T Next installment agreement.
How do I get a new tablet with the program? If you purchased a
tablet with an AT&T Next installment plan (prior to Nov. 20,
2013), you can trade in the tablet for a new tablet after you
have made 12 installment payments, but before you have made 20
installment payments, if your wireless account is in good
standing. The tablet must be fully functional and in good
physical condition. Your new tablet can be purchased with a new
installment plan or any other currently available offers.
Tablets purchased on or after Nov. 20, 2013, are not eligible
for AT&T Next trade-ins.
When I trade in my smartphone after 12 or 18 months and get a new
one, what's the length of my new installment plan? When you
trade in your smartphone, no further installments are billed for
the smartphone you traded in. You can start over with a new AT&T
Next installment plan on a new smartphone. Currently available
installment plans are 20 and 24 months long.
Will I be able to pay off this smartphone early? Yes, you have
the option to pay off your installment agreement, but the full
outstanding balance will be due immediately.
What payments are due if I cancel AT&T Next? With AT&T Next, you
can pay off your installment payments in full at any time. If
you want to cancel your wirless service with AT&T, the full
outstanding balance on your installment agreement becomes due
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