On 12/03/2012, at 8:26 AM, cm wrote:

> Hi Peter,
> 
> Where the policy says "in control of the phone" is the implication that 
> someone must snatch the phone from your daughter's hand or from in front of 
> her if she is sitting at a cafe? That seems to be covering an extremely rare 
> contingency.
> 
> Cheers,
> Carlo
> 

That would seem to be the case, although then the insurance company would 
probably accuse her of being complicit in the theft…

The bottom line is that this ridiculous provision is written into the document 
you sign when you take out the insurance, so there's really not much to be 
done. It seems its much more simple to rely on your home contents insurance to 
cover such loss.


Peter Hinchliffe        Apwin Computer Services
FileMaker Pro Solutions Developer
Perth, Western Australia
Phone (618) 9332 6482    Mob 0403 046 948
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